1 10 10 https://repository.horizon.ac.id/files/original/1850e0247f100f4d228c07c7adf8f5e4.pdf 65e686d29266c6d66a09f20c2a4b8fa9 Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Vol. 24 No. 4 (2020) October 2020 Text A resource consisting primarily of words for reading. Examples include books, letters, dissertations, poems, newspapers, articles, archives of mailing lists. Note that facsimiles or images of texts are still of the genre Text. Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Jurnal Keuangan dan Perbankan Universitas Merdeka Malang Does market structure matter for Islamic rural banks’ profitability? Subject The topic of the resource Islamic rural bank; Market concentration; Market share; Profitability Description An account of the resource This study investigates the impact of the market structure including bank-specific factor and macroeconomic conditions on profitability of Islamic rural banks in Yogyakarta and Central Java provinces. We employ the Structure Conduct Performance (SCP) and Relative Market Power (MRP) hypothesis using static and dynamic panel data regression over the periods 2013Q1- 2018Q4. Diagnostic tests obviously confirm that the dynamic panel regression is more appropriate in estimating profitability because of the dynamic behavior of profitability, instead of the static panel regression. Based on the Concentration Ratio (CR) and the Herfindahl-Hirschman Index (HHI), both provinces face imperfect competition market. Market share positively affect profitability but market concentration has no impact on profitability. The results clearly show that our study supports the RMP hypothesis but fail to confirm the SCP hypothesis. Some control variables such as the level of efficiency and financing rate also affect profitability. A high level of operating efficiency in�creases more profits and low non-performing financing produce more profits. Our findings suggest that improving operating cost eventually is the key in capitalizing the power of market share. Creator An entity primarily responsible for making the resource Agus Widarjono, M. B. Hendrie Anto Source A related resource from which the described resource is derived http://jurnal.unmer.ac.id/index.php/jkdp Publisher An entity responsible for making the resource available Universitas Merdeka Malang Date A point or period of time associated with an event in the lifecycle of the resource October 2020 Contributor An entity responsible for making contributions to the resource Sri Wahyuni Rights Information about rights held in and over the resource ISSN: 2443-2687 (Online) ISSN: 1410-8089 (Print) Format The file format, physical medium, or dimensions of the resource PDF Language A language of the resource English Type The nature or genre of the resource Text Coverage The spatial or temporal topic of the resource, the spatial applicability of the resource, or the jurisdiction under which the resource is relevant Jurnal Keuangan dan Perbankan Universitas Merdeka Malang Islamic rural bank; Market concentration JURNAL NASIONAL AKUNTANSI Market share; Profitability https://repository.horizon.ac.id/files/original/8f463e36b4240bd985eebe65973c3bf1.pdf dc70895fd5d34045a741f58fe4317f4e Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Vol. 24 No. 4 (2020) October 2020 Text A resource consisting primarily of words for reading. Examples include books, letters, dissertations, poems, newspapers, articles, archives of mailing lists. Note that facsimiles or images of texts are still of the genre Text. Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Jurnal Keuangan dan Perbankan Universitas Merdeka Malang Investors psychology on the biased investment decision: The mediating effect of extra motivation to inves Subject The topic of the resource Extra motivation to invest; Investment decision; Investor psychology Description An account of the resource This study aims to prove that individual investors’ psychology consisting of posi�tive attitude, ffective-self affinity, familiarity, trust, and nationalism affects invest�ment decisions mediated by the extra motivation to invest. The data collected through questionnaires were processed and tested for the validity and reliability of the con�struct. Respondents in this study are individual investors who use psychological considerations as more motivation to make decisions and 404 questionnaires distributed to individual investors. This study uses Partial Least Square (PLS). It passes the fit and quality indices model criteria to determine the strength of this study’s structural model before the hypothesis testing is carried out. We found four psychological variables of individual investors (positive attitude, familiarity, trust, and nationalism) that directly affect investment decisions and indirectly with the media�tor of extra motivation to invest. Extra incentive to invest is not influenced by affective-self affinity and does not mediate its relationship with investment decisions. We also found that investors with psychological considerations tend to make biased decisions. Investors show behaviour that is overreaction, overconfidence, and risk tolerance (low risk with high return). Creator An entity primarily responsible for making the resource Muhammad Zalviwan, Haryono Tulus, Sri Runing Sawitri Hunik Source A related resource from which the described resource is derived http://jurnal.unmer.ac.id/index.php/jkdp Publisher An entity responsible for making the resource available Universitas Merdeka Malang Date A point or period of time associated with an event in the lifecycle of the resource October 2020 Contributor An entity responsible for making contributions to the resource Sri Wahyuni Rights Information about rights held in and over the resource ISSN: 2443-2687 (Online) ISSN: 1410-8089 (Print) Format The file format, physical medium, or dimensions of the resource PDF Language A language of the resource English Type The nature or genre of the resource Text Coverage The spatial or temporal topic of the resource, the spatial applicability of the resource, or the jurisdiction under which the resource is relevant Jurnal Keuangan dan Perbankan Universitas Merdeka Malang Extra motivation to invest; Investment decision; Investor psychology JURNAL NASIONAL AKUNTANSI https://repository.horizon.ac.id/files/original/1138992e6a94f05532f1f7c5289bd265.pdf ea9181fb4eafddb7752f777cbac083df Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Vol. 24 No. 4 (2020) October 2020 Text A resource consisting primarily of words for reading. Examples include books, letters, dissertations, poems, newspapers, articles, archives of mailing lists. Note that facsimiles or images of texts are still of the genre Text. Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Jurnal Keuangan dan Perbankan Universitas Merdeka Malang The effects of financial health and company characteristics on Integrated Reporting Subject The topic of the resource Company age; Company size; Financial health; Integrated Reporting; SOE’s; Type of industry Description An account of the resource Integrated Reporting up to now is still prepared voluntarily, so that there are still very few companies that implement it. Using secondary data obtained from pub�lished annual financial statements of 20 state owned enterprises (SOE’s) from 2012-2018 (140 pooled observations), this study aims to predict the effect of financial health indicators and company characteristics related to company’s size, age, and type of industry on the extent of Integrated Reporting disclosure of SOE’s listed in the Indonesia Stock Exchange (IDX). Through descriptive and inferential statistic performed, this study provides empirical evidence that indicators of financial health and the size of companies have negative effects on the extent of Integrated Reporting disclosure. Variables of age and type of industry do not affect the extent of Integrated Reporting disclosure. These results indicate that, in line with signaling theory, the lower the level of financial health and the smaller the size of the company, the more likely that the company will try to further increase the extent of disclosure in its Integrated Reporting. Creator An entity primarily responsible for making the resource Nurkholis Source A related resource from which the described resource is derived http://jurnal.unmer.ac.id/index.php/jkdp Publisher An entity responsible for making the resource available Universitas Merdeka Malang Date A point or period of time associated with an event in the lifecycle of the resource October 2020 Contributor An entity responsible for making contributions to the resource Sri Wahyuni Rights Information about rights held in and over the resource ISSN: 2443-2687 (Online) ISSN: 1410-8089 (Print) Format The file format, physical medium, or dimensions of the resource PDF Language A language of the resource English Type The nature or genre of the resource Text Coverage The spatial or temporal topic of the resource, the spatial applicability of the resource, or the jurisdiction under which the resource is relevant Jurnal Keuangan dan Perbankan Universitas Merdeka Malang Company age; Company size; Financial health Integrated Reporting; SOE’s; Type of industry JURNAL NASIONAL AKUNTANSI https://repository.horizon.ac.id/files/original/79c71a7b6e0ce2cc6d71f25843d74a94.pdf 28ebae4da1c68a1fc19aee231c7b234f Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Vol. 24 No. 4 (2020) October 2020 Text A resource consisting primarily of words for reading. Examples include books, letters, dissertations, poems, newspapers, articles, archives of mailing lists. Note that facsimiles or images of texts are still of the genre Text. Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Jurnal Keuangan dan Perbankan Universitas Merdeka Malang Capital structure manufacturing companies in Indonesia: In review Subject The topic of the resource Capital structure; Debt to asset ratio; Debt to equity ratio; Manufacturing companies Description An account of the resource This study aims to provide an in-depth overview of the selection of capital structure of manufacturing companies listed on the Indonesia Stock Exchange (IDX) from 2015 to 2017. The data of this study were 127 annual reports of manufacturing companies listed on the IDX, divided into three types of industry, namely basic and chemical industries, miscellaneous industries, and consumer good industries. The capital struc�ture ratios used in this study were Debt to Asset Ratio (DAR) and Debt to Equity Ratio (DER). It also looked at the ratio of Current Liabilities to Total Debt (CL/TD) and the ratio of Long Term Debt to Total Debt (LTD/TD). The results showed the average DAR of manufacturing companies in Indonesia for 3 years was 45 percent. Meanwhile, the DER rate was 111 percent. The debt of manufacturing companies in Indonesia was dominated by current liabilities compared to long-term debt. The consumer good industries had the lowest DAR and DER levels compared to basic and chemical industries and miscellaneous industries. This study can be used as a basis and overview of the capital structure of manufacturing companies listed on the Stock Exchange for further studies. Creator An entity primarily responsible for making the resource Trisninik Ratih Wulandari, Doddy Setiawan Source A related resource from which the described resource is derived http://jurnal.unmer.ac.id/index.php/jkdp Publisher An entity responsible for making the resource available Universitas Merdeka Malang Date A point or period of time associated with an event in the lifecycle of the resource October 2020 Contributor An entity responsible for making contributions to the resource Sri Wahyuni Rights Information about rights held in and over the resource ISSN: 2443-2687 (Online) ISSN: 1410-8089 (Print) Format The file format, physical medium, or dimensions of the resource PDF Language A language of the resource English Type The nature or genre of the resource Text Coverage The spatial or temporal topic of the resource, the spatial applicability of the resource, or the jurisdiction under which the resource is relevant Jurnal Keuangan dan Perbankan Universitas Merdeka Malang Capital structure; Debt to asset ratio Debt to equity ratio; Manufacturing companies JURNAL NASIONAL AKUNTANSI https://repository.horizon.ac.id/files/original/ce2e51e010de0d6447d30311ed8cd4a4.pdf 30d1bda9630828baadb3ce9e98c200f7 Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Vol. 24 No. 4 (2020) October 2020 Text A resource consisting primarily of words for reading. Examples include books, letters, dissertations, poems, newspapers, articles, archives of mailing lists. Note that facsimiles or images of texts are still of the genre Text. Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Jurnal Keuangan dan Perbankan Universitas Merdeka Malang Value at risk estimation of exchange rate in banking industry Subject The topic of the resource Asymmetric GARCH; Generalized error distribution; Standard GARCH; Value at risk Description An account of the resource More integrated financial sector has made market risk arising from volatility of exchange rate critical for banking industry. In attempt to mitigate such risk, this study aims to measure risk from IDR/USD exchange rate movement using value-at risk method by comparing results of estimates using standard and asymmetric gen�eralized autoregressive conditional heteroscedasticity models. Using data on the daily exchange rate of IDR to USD between July 31, 2018 and July 31, 2019, this study found that the asymmetric exponential GARCH using generalized error distribution is the best approach to estimate exchange rate risk. Results of the estimate suggest that standard GARCH model generated a more conservative measure of risk than value-at-risk estimated using exponential GARCH model. Value at risk can be one of the risk indicators for risk managers in banks. The choice of a model is likely to depend on the attitude to risk itself. Risk averse character who does not like risk will choose the most conservative method in calculating the VaR. Creator An entity primarily responsible for making the resource Siti Saadah, Marsiana Luciana Sitanggang Source A related resource from which the described resource is derived http://jurnal.unmer.ac.id/index.php/jkdp Publisher An entity responsible for making the resource available Universitas Merdeka Malang Date A point or period of time associated with an event in the lifecycle of the resource October 2020 Contributor An entity responsible for making contributions to the resource Sri Wahyuni Rights Information about rights held in and over the resource ISSN: 2443-2687 (Online) ISSN: 1410-8089 (Print) Format The file format, physical medium, or dimensions of the resource PDF Language A language of the resource English Type The nature or genre of the resource Text Coverage The spatial or temporal topic of the resource, the spatial applicability of the resource, or the jurisdiction under which the resource is relevant Jurnal Keuangan dan Perbankan Universitas Merdeka Malang Asymmetric GARCH; Generalized error distribution JURNAL NASIONAL AKUNTANSI Standard GARCH; Value at risk Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Vol. 24 No. 4 (2020) October 2020 Text A resource consisting primarily of words for reading. Examples include books, letters, dissertations, poems, newspapers, articles, archives of mailing lists. Note that facsimiles or images of texts are still of the genre Text. Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Jurnal Keuangan dan Perbankan Universitas Merdeka Malang Hedging strategy in emerging market: Application long straddle option in gold price index Subject The topic of the resource Emerging market; Gold price; Option contract; Straddle strategy Description An account of the resource This research was conducted to test the implementation of gold price index option contracts using the Black Scholes and GARCH models with a long straddle strategy. The testing is done by looking at the comparison of the results of the calculation from the historical volatility value and the GARCH volatility. The results of the study are displayed by looking at the comparison of the Average Mean-square Error (AMSE) percentage values of the two models. From the research that has been done, it shows that the Black Scholes model has a better gold price index option contract than the GARCH model for maturities of 1 month, 2 months and 3 months.This is shown from the AMSE value of call options and put options in the Black Scholes model which is always smaller than the GARCH model for each contract maturity period. In addition, the potential for maximum profit by implementing the long straddle strategy in gold price index option contracts in the range of 2008-2018 is 54.98 percent with an average profit potential of around 25-30 percent. Creator An entity primarily responsible for making the resource Riko Hendrawan,Fauzan Akbar,Sari Yuniarti Source A related resource from which the described resource is derived http://jurnal.unmer.ac.id/index.php/jkdp Publisher An entity responsible for making the resource available Universitas Merdeka Malang Date A point or period of time associated with an event in the lifecycle of the resource October 2020 Contributor An entity responsible for making contributions to the resource Sri Wahyuni Rights Information about rights held in and over the resource ISSN: 2443-2687 (Online) ISSN: 1410-8089 (Print) Format The file format, physical medium, or dimensions of the resource PDF Language A language of the resource English Type The nature or genre of the resource Text Coverage The spatial or temporal topic of the resource, the spatial applicability of the resource, or the jurisdiction under which the resource is relevant Jurnal Keuangan dan Perbankan Universitas Merdeka Malang Emerging market; Gold price; Option contract; Straddle strategy JURNAL NASIONAL AKUNTANSI https://repository.horizon.ac.id/files/original/97316786169f3f11769a52ad1d7e282a.pdf 87e92074aed2f3426be30de4b1fc22fb Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Vol. 24 No. 4 (2020) October 2020 Text A resource consisting primarily of words for reading. Examples include books, letters, dissertations, poems, newspapers, articles, archives of mailing lists. Note that facsimiles or images of texts are still of the genre Text. Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Jurnal Keuangan dan Perbankan Universitas Merdeka Malang Female in board and earnings management: Evidence in Indonesia non-financial firms Subject The topic of the resource Corporate governance; Earnings management; Female in the audit committee; Female in the board of commissioners; Female in the board of directors Description An account of the resource The purpose of this study is to analyze the effect of females on the board on earnings management in Indonesia’s Non-Financial Firms. Females on the board comprise of females in the board of commissioners, females in the board of directors, and females in the audit committee. This study also breakdown the full sample into small, medium, and large firms. The sample of this study consists of 291 non-financial firms listed in the Indonesia Stock Exchange over the period 2015-2017. This study measures earnings management using discretionary accruals. The data were analyzed using panel data regression. This study found that females in the board of commissioners, females in the board of directors, and females in the audit committee do not affect earnings management. This study also found that females in the board of directors in small firms have a positive effect on earnings management and have a negative effect on medium firms. This study contributes to the role of females in corporate governance in Indonesia’s non-financial firms to reduce earnings management. Creator An entity primarily responsible for making the resource Sofian, S, Patricia Febrina Dwijayanti, Hendra Wijaya Source A related resource from which the described resource is derived http://jurnal.unmer.ac.id/index.php/jkdp Publisher An entity responsible for making the resource available Universitas Merdeka Malang Date A point or period of time associated with an event in the lifecycle of the resource October 2020 Contributor An entity responsible for making contributions to the resource Sri Wahyuni Rights Information about rights held in and over the resource ISSN: 2443-2687 (Online) ISSN: 1410-8089 (Print) Format The file format, physical medium, or dimensions of the resource PDF Language A language of the resource English Type The nature or genre of the resource Text Coverage The spatial or temporal topic of the resource, the spatial applicability of the resource, or the jurisdiction under which the resource is relevant Jurnal Keuangan dan Perbankan Universitas Merdeka Malang Corporate governance; Earnings management Female in the audit committee; Female in the board JURNAL NASIONAL AKUNTANSI of commissioners; Female in the board of directors https://repository.horizon.ac.id/files/original/ba51967b30ae97c3919daa9571052303.pdf 847610fe1375e119401699d855a7063a Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Vol. 24 No. 4 (2020) October 2020 Text A resource consisting primarily of words for reading. Examples include books, letters, dissertations, poems, newspapers, articles, archives of mailing lists. Note that facsimiles or images of texts are still of the genre Text. Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Jurnal Keuangan dan Perbankan Universitas Merdeka Malang The impact of gender diversity in the boardroom on banks performances Subject The topic of the resource Bank’s performance; Boardroom; Gender diversity; Two-tier; Woman Description An account of the resource This research examined the impact of gender diversity in the boardroom on firm performance using banks listed on the Indonesia Stock Exchange (IDX) in the period from 2011 to 2016. Indonesia listed companies have a two-tier board structure that consist of management and supervisory board. In addition, listed companies should establish a committee board that consists of independent directors from outside the company. Thus, we investigate the gender diversity from each boardroom namely management, supervisory, and committee board. Gender diversity is measured by the Blau Index while bank’s financial performances are proxied by the Return on Assets (ROA) and Capital Adequacy Ratio (CAR). These two measurements are re�quired by Indonesian Financial Service Authority or Otoritas Jasa Keuangan (OJK). We find that the average proportion of female directors sitting on management, super�visory, and committee board in banks are 16 percent, 9.7 percent, and 14 percent, respectively. Applying panel data analysis with fixed and random effect estimator and also addressing endogeneity issue, we find that there is no significant relation�ship between gender diversity indexes in each boardroom and both bank’s financial performance ROA and CAR. These findings may shed a light for regulator in Indone�sia especially OJK whether they consider imposing gender quota in the boardroom Creator An entity primarily responsible for making the resource Siti Farhana Source A related resource from which the described resource is derived http://jurnal.unmer.ac.id/index.php/jkdp Publisher An entity responsible for making the resource available Universitas Merdeka Malang Date A point or period of time associated with an event in the lifecycle of the resource October 2020 Contributor An entity responsible for making contributions to the resource Sri Wahyuni Rights Information about rights held in and over the resource ISSN: 2443-2687 (Online) ISSN: 1410-8089 (Print) Format The file format, physical medium, or dimensions of the resource PDF Language A language of the resource English Type The nature or genre of the resource Text Coverage The spatial or temporal topic of the resource, the spatial applicability of the resource, or the jurisdiction under which the resource is relevant Jurnal Keuangan dan Perbankan Universitas Merdeka Malang Bank’s performance; Boardroom; Gender diversity; Two-tier; Woman JURNAL NASIONAL AKUNTANSI https://repository.horizon.ac.id/files/original/cd42ed92a4c46f97df3218bac8971a1b.pdf 7e0263df2418a83f105df6072ecc7a56 Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Vol. 24 No. 4 (2020) October 2020 Text A resource consisting primarily of words for reading. Examples include books, letters, dissertations, poems, newspapers, articles, archives of mailing lists. Note that facsimiles or images of texts are still of the genre Text. Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Jurnal Keuangan dan Perbankan Universitas Merdeka Malang Local banking structure and firms’ performance: Evidence from Indonesia Subject The topic of the resource Economic growth; Financial development; Firm’s performance Description An account of the resource This study investigates the relationship between financial development and firm’s performance. Our unique dataset allows us to identify different source of finance, whether it is from formal (commercial, rural, and sharia bank) or other sources. Using provincial and firms level data of 33 provinces in Indonesia over the period 2007-2013, we find that lending has a positive relationship on firm’s performance. The effect is different depending on the level of economic development and size of the firm. The lending from commercial and rural bank is positively correlated with the firm’s performance in developed region. However, in less developed region, rural bank has a negative relationship on the firm’s performance. Lending from commercial, rural, and sharia bank positively linked with the performance of small, medium, and large firm’s performance. Improving and promoting lending to firms will accelerate firm’s performance. Firms might also take consideration to find the source of finance other than banks. Creator An entity primarily responsible for making the resource Rosita Mei Damayanti, Putra Pamungkas Source A related resource from which the described resource is derived http://jurnal.unmer.ac.id/index.php/jkdp Publisher An entity responsible for making the resource available Universitas Merdeka Malang Date A point or period of time associated with an event in the lifecycle of the resource October 2020 Contributor An entity responsible for making contributions to the resource Sri Wahyuni Rights Information about rights held in and over the resource ISSN: 2443-2687 (Online) ISSN: 1410-8089 (Print) Format The file format, physical medium, or dimensions of the resource PDF Language A language of the resource English Type The nature or genre of the resource Text Coverage The spatial or temporal topic of the resource, the spatial applicability of the resource, or the jurisdiction under which the resource is relevant Jurnal Keuangan dan Perbankan Universitas Merdeka Malang Economic growth Financial development Firm’s performance JURNAL NASIONAL AKUNTANSI https://repository.horizon.ac.id/files/original/bf48905921b38b467ca271a15ac7ea40.pdf 1dd118f9a66601259f7fb7e084703242 Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Vol. 24 No. 4 (2020) October 2020 Text A resource consisting primarily of words for reading. Examples include books, letters, dissertations, poems, newspapers, articles, archives of mailing lists. Note that facsimiles or images of texts are still of the genre Text. Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Jurnal Keuangan dan Perbankan Universitas Merdeka Malang The impacts of competition, efficiency, and risk towards bank’s performance in Indonesia Subject The topic of the resource Bank performance; Competition; Efficiency; Risk Description An account of the resource Banks in Indonesia provide more than 40 percent of funding in economy. Sustain�able performance of commercial banks is important because they have large effects on the growth of whole economy. The purpose of this study is to investigate how the effects of competition, efficiency, and risk on performance of bank in Indonesia forty-six public commercial banks in Indonesia Stock Exchange (IDX) between 2002- 2018. One-step system generalized method of moments are used to handle endogeneity in dynamic panel model. Competition of non-interest income market influence negatively on bank performance. Cost efficiency and revenue efficiency does not affect bank performance. Profit efficiency positively effect on net interest margin, but not return on assets. Credit risk negatively effects on ROA, not on NIM. Capital risk negatively effects on NIM, but not ROA. Insolvency risk negatively effects on NIM, not on ROA. While, loans and deposit market’s competition and liquidity risk does not affect bank performance in Indonesia. Creator An entity primarily responsible for making the resource Eko Cristian, Wirdy Leonarsan, Sung Suk Kim Source A related resource from which the described resource is derived http://jurnal.unmer.ac.id/index.php/jkdp Publisher An entity responsible for making the resource available Universitas Merdeka Malang Date A point or period of time associated with an event in the lifecycle of the resource October 2020 Contributor An entity responsible for making contributions to the resource Sri Wahyuni Rights Information about rights held in and over the resource ISSN: 2443-2687 (Online) ISSN: 1410-8089 (Print) Format The file format, physical medium, or dimensions of the resource PDF Language A language of the resource English Type The nature or genre of the resource Text Coverage The spatial or temporal topic of the resource, the spatial applicability of the resource, or the jurisdiction under which the resource is relevant Jurnal Keuangan dan Perbankan Universitas Merdeka Malang Bank performance; Competition; Efficiency; Risk JURNAL NASIONAL AKUNTANSI