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                  <text>Vol. 27 No. 2 (2023) April 2023</text>
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                <text>Jurnal Keuangan dan Perbankan Universitas Merdeka Malang&#13;
The Effect of Firm Location on Corporate Dividend Policy: Study in Indonesia Capital Market </text>
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                <text>Firm Location; Dividend Policy; Dividend Payout Ratio</text>
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                <text>This research explored the effect of firm location in Indonesia on corporate dividend policy.  The location variable in this research was represented by firm location in Jakarta, which is the capital city of the state, and firm location on Java, where three largest cities in Indonesia are situated. The empirical results of this research indicated that firms that are situated on Java Island had a tendency to have lower payout ratios than their counterparts off the island. Meanwhile, there were no empirical proofs showing that firms in Jakarta had different payout ratios. This depicts that firms that are situated beyond a financial hub have &#13;
the drive to pay more dividends to their shareholders, signaling the presence of greater &#13;
information asymmetry for such firms. The result still consistent after considering several robustness tests include, using alternative proxy for dividend policy , exclude crisis period and exclude upper and lower group in research sample. </text>
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                <text>Muhammad Saiful Hakim, Chih Liang Liu</text>
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                <text>DOI: 10.26905/jkdp.v27i1.9355</text>
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                <text>Universitas Merdeka Malang</text>
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                <text>April 2023</text>
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                <text>Sri Wahyuni</text>
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                <text>ISSN: 2443-2687 (Online) ISSN: 1410-8089 (Print)</text>
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                <text>English</text>
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                <text>Jurnal Keuangan dan Perbankan Universitas Merdeka Malang</text>
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        <name>Dividend Payout Ratio</name>
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        <name>Dividend Policy</name>
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                  <text>Vol. 27 No. 2 (2023) April 2023</text>
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                <text>Jurnal Keuangan dan Perbankan Universitas Merdeka Malang&#13;
CEO Narcissism and CEO Overconfidence on Firm Performance: The Role of Capital Structure as Mediating Variable </text>
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                <text>Firm Performance; Capital Structure; Debt Financing; CEO Narcissism; CEO Overconfidence</text>
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                <text>Chief Executive Officers (CEO) have an important role in a company’s future, including the financial decisions of a company. Therefore, this study investigates the role of capital structure as a variable that mediates the effect of CEO narcissism and CEO overconfidence towards the performance of Indonesian infrastructure companies that are listed on the Indonesia Stock Exchange. This study obtained 39 companies as a study sample from 2017 to 2021 and analyzed them using the multiple linear regression method. This study found that capital structure is negatively affected by CEO narcissism, and positively affected by CEO overconfidence. Capital structure doesn’t affect Return on Asset (ROA) but negatively affects Return on Equity (ROE). CEO narcissism doesn’t affect firm performance as measured by ROA but positively affects ROE. Unlike the CEO  overconfidence doesn’t affect either ROA or ROE. Moreover, the capital structure can mediate the impact of CEO narcissism and overconfidence on ROE, but it cannot mediate the impact on ROA. The &#13;
results of this study contribute to academics as well as corporate knowledge as research regarding CEO narcissism and CEO overconfidence is uncommon and can be useful as a reference for companies.</text>
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                <text>Candy, Delfina</text>
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                <text>DOI: 10.26905/jkdp.v27i2.9767</text>
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                <text>Universitas Merdeka Malang</text>
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                <text>April 2023</text>
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                <text>Sri Wahyuni</text>
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            <description>Information about rights held in and over the resource</description>
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                <text>ISSN: 2443-2687 (Online) ISSN: 1410-8089 (Print)</text>
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                <text>Jurnal Keuangan dan Perbankan Universitas Merdeka Malang</text>
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        <name>CEO Narcissism; CEO Overconfidence</name>
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        <name>Firm Performance</name>
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        <name>JURNAL NASIONAL AKUNTANSI</name>
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                  <text>Vol. 27 No. 2 (2023) April 2023</text>
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                <text>Jurnal Keuangan dan Perbankan Universitas Merdeka Malang&#13;
Factors Affecting Commercial Bank’s Net Interest Margin : Study Case in Indonesia, Thailand and Philippines.</text>
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          <element elementId="49">
            <name>Subject</name>
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                <text>Commercial Banks; Financial Institutions and Services</text>
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                <text>The aim of this research is to investigate determinants factors of Commercial Banks’s net &#13;
interest margin in Indonesia, Thailand and Philippines. This study uses quarterly panel data from 2010 until 2020. The OLS Equation Model was used to analyze the macroeconomic factors and banks' specific factors towards Net Interest Margin (NIM). The result showed that inflation rate as the only one factor from Macroeconomic factors and Overheard cost is one from Bank Specific factors which significantly affect Net Interest &#13;
Margin in all of these countries. Other than that, valuable findings from this research shows that determinants factors which have significant impact from bank specific characteristics in each country are different. In Indonesia, Higher Size of operations, Risk Aversion and Income Diversification are determinants factor that can lower net interest margin. Bank in Indonesia have to manage their credit risk well, because this factor can potentially lead to higher NIM. Commercial Banks in Thailand and Philippines show opposite result. Larger size of operations and higher risk aversion, will lead to higher NIM. Market concentration plays a critical role to minimize NIM in Phillippines. So, regulator should maintain this &#13;
condition. Because higher competition potentially lead to higher NIM in Philippines’s bank. </text>
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                <text>Vina Nugroho, Kim Sung Suk</text>
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                <text>DOI: 10.26905/jkdpv27i2.9598</text>
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                <text>Universitas Merdeka Malang</text>
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                <text>April 2023</text>
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                <text>Sri Wahyuni</text>
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                <text>ISSN: 2443-2687 (Online) ISSN: 1410-8089 (Print)</text>
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                <text>English</text>
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        <name>Capital Structure</name>
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        <name>CEO Narcissism; CEO Overconfidence</name>
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        <name>Debt Financing</name>
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        <name>Firm Performance</name>
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        <name>JURNAL NASIONAL AKUNTANSI</name>
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                  <text>Vol. 27 No. 2 (2023) April 2023</text>
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                <text>Jurnal Keuangan dan Perbankan Universitas Merdeka Malang&#13;
Financial Literacy, Financial Fragility, And Financial Well-Being Among Generation-Z University Students in Indonesia </text>
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          <element elementId="49">
            <name>Subject</name>
            <description>The topic of the resource</description>
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                <text>Financial Literacy; Financial Fragility; Financial Well-Being</text>
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                <text>This research aims to investigate the correlation between financial literacy and financial fragility as well as financial well-being, along with identifying what factors influence these three financial components. We create an online questionnaire and distribute it to 317 university students that are part of Generation-Z students in Indonesia. The data analysis method uses the logistic regression model and marginal effect analysis. The research’s findings shows that educational background of father and the behavior of recording transactions are the factors influencing financial literacy. In addition, the level of financial fragility and financial well-being has been found to be affected by the father’s education, parent’s income, and investment experience. It is also proven that financially literate people are capable of withstanding unexpected financial crisis. Finally, the result shows that financial literacy is a key to achieving financial well-being at an early age. Therefore, policy maker should be aware of this situation and increase financial education for young generations. </text>
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                <text>Lie Jasen, Sung Suk Kim</text>
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            <description>A related resource from which the described resource is derived</description>
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                <text>DOI: 10.26905/jkdp.v27i2.9402</text>
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                <text>Universitas Merdeka Malang</text>
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            <name>Date</name>
            <description>A point or period of time associated with an event in the lifecycle of the resource</description>
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                <text>April 2023</text>
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          <element elementId="37">
            <name>Contributor</name>
            <description>An entity responsible for making contributions to the resource</description>
            <elementTextContainer>
              <elementText elementTextId="52444">
                <text>Sri Wahyuni</text>
              </elementText>
            </elementTextContainer>
          </element>
          <element elementId="47">
            <name>Rights</name>
            <description>Information about rights held in and over the resource</description>
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                <text>ISSN: 2443-2687 (Online) ISSN: 1410-8089 (Print)</text>
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            </elementTextContainer>
          </element>
          <element elementId="42">
            <name>Format</name>
            <description>The file format, physical medium, or dimensions of the resource</description>
            <elementTextContainer>
              <elementText elementTextId="52446">
                <text>PDF</text>
              </elementText>
            </elementTextContainer>
          </element>
          <element elementId="44">
            <name>Language</name>
            <description>A language of the resource</description>
            <elementTextContainer>
              <elementText elementTextId="52447">
                <text>English</text>
              </elementText>
            </elementTextContainer>
          </element>
          <element elementId="51">
            <name>Type</name>
            <description>The nature or genre of the resource</description>
            <elementTextContainer>
              <elementText elementTextId="52448">
                <text>Text</text>
              </elementText>
            </elementTextContainer>
          </element>
          <element elementId="38">
            <name>Coverage</name>
            <description>The spatial or temporal topic of the resource, the spatial applicability of the resource, or the jurisdiction under which the resource is relevant</description>
            <elementTextContainer>
              <elementText elementTextId="52449">
                <text>Jurnal Keuangan dan Perbankan Universitas Merdeka Malang</text>
              </elementText>
            </elementTextContainer>
          </element>
        </elementContainer>
      </elementSet>
    </elementSetContainer>
    <tagContainer>
      <tag tagId="7869">
        <name>Financial Fragility</name>
      </tag>
      <tag tagId="7868">
        <name>Financial Literacy</name>
      </tag>
      <tag tagId="7870">
        <name>Financial Well-Being</name>
      </tag>
      <tag tagId="7147">
        <name>JURNAL NASIONAL AKUNTANSI</name>
      </tag>
    </tagContainer>
  </item>
</itemContainer>
