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                <text>PENGARUH YIELD RATE DAN INFLASI TERHADAP RISIKO PEMBIAYAAN MUDHARABAH: PERAN PANDEMI COVID-19 SEBAGAI PEMODERASI</text>
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                <text>Risiko pembiayaan mudharabah, yield rate, inflasi, pandemi Covid-19 dan moderated regression analysis</text>
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                <text>Penelitian  ini  menganalisis  hubungan  fungsional  antara  risiko  pembiayaan  mudharabah  dengan  tingkat  imbal hasil dan inflasi dengan menempatkan pandemi Covid-19 sebagai variabel moderasi. Menggunakan data bulanan selama periode 2014.6–2021.1, model kuantitatif yang diterapkan terdiri dari regresi linier dan moderated regression analysis (MRA), yang kemudian diestimasi menggunakan pendekatan ordinary least square (OLS). Hasil penelitian menunjukkan bahwa tingkat imbal hasil (yield rate) dan inflasi berpengaruh positif dan signifikan terhadap risiko pembiayaan. Demikian pula halnya pandemi Covid-19 juga secara signifikan meningkatkan risiko pembiayaan mudharabah. Efek moderasi pandemi pada pengaruh tingkat imbal hasil dan inflasi terhadap risiko pembiayaan adalah negatif dan signifikan. Untuk pra pandemi, kedua variabel ini berpengaruh positif terhadap risiko pembiayaan mudharabah. Makin tinggi tingkat imbal hasil dan inflasi, makin tinggi risiko pembiayaan, dan sebaliknya penurunan tingkat imbal hasil dan inflasi secara signifikan mengurangi risiko pembiayaan. Sedangkan selama pandemi, risiko pembiayaan mudharabah meningkat seiring dengan penurunan tingkat imbal hasil dan inflasi</text>
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                <text>Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-raniry, Banda Aceh</text>
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                <text>Indonesia merupakan salah satu negara yang menjadi produsen dan eksportir utama Crude Palm Oil (CPO) dan produk turunan atau derivatifnya di tingkat global. Meskipun demikian, fokus ekspor CPO Indonesia masih banyak  tertuju  pada  pasar-pasar  tradisional.  Tingginya  ketergantungan  tersebut  menimbulkan  dampak  negatif  terhadap kegiatan ekspor, terutama dalam situasi guncangan ekonomi di negara-negara yang bersangkutan. Oleh karena itu, strategi yang dapat diambil adalah melakukan diversifikasi ekspor menuju pasar-pasar nontradisional sebagai  negara  tujuan  baru.  Dengan  demikian,  diperlukan  suatu  kajian  yang  menyeluruh  mengenai  keunggulan  kompetitif, kedudukan pasar, dan peluang pengembangan pasar ekspor CPO Indonesia, serta identifikasi terhadap variabel-variabel yang berpengaruh terhadap volume ekspor CPO Indonesia ke tujuh negara nontradisional, yaitu Vietnam,  Filipina,  Turki,  Ghana,  Senegal,  Guinea  Khatulistiwa,  dan  Fiji,  dalam  rentang  2001-2019.  Komoditas  yang menjadi fokus analisis adalah Crude Palm Oil (CPO) Indonesia dan produk derivatifnya yang terklasifikasi dalam  kode  HS  1511.  Pendekatan  analisis  yang  diterapkan  dalam  penelitian  ini  mencakup  analisis  Revealed Comparative Advantage (RCA), Export Product Dynamic (EPD), X-Model, serta regresi data panel. Hasil analisis mengindikasikan bahwa keunggulan kompetitif CPO Indonesia sangat tinggi di negara-negara yang diteliti. Potensi pengembangan  pasar  yang  optimis  terdapat  di  Vietnam,  Filipina,  dan  Ghana,  sementara  pasar  yang  memiliki  potensi pengembangan yang lebih rendah terletak di Turki, Fiji, dan Guinea Khatulistiwa. Adapun pasar dengan potensi pengembangan yang kurang optimal terletak di Senegal. Beberapa faktor yang terbukti secara signifikan memengaruhi volume ekspor CPO Indonesia meliputi Produk Domestik Bruto (PDB) riil, RCA, harga, nilai tukar riil, dan jarak ekonomi. Diharapkan pemerintah dapat memperkuat kerja sama perdagangan dengan mengeliminasi hambatan tarif perdagangan terhadap negara-negara yang memiliki pasar yang menjanjikan. Sementara itu, untuk negara-negara  dengan  potensi  kurang  optimal,  strategi  promosi  dagang  yang  lebih  intensif  diharapkan  dapat  meningkatkan penetrasi pasar di negara-negara tersebu</text>
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                <text>Politeknik Statistika STIS</text>
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                <text>Data  Terpadu  Kesejahteraan  Sosial  (DTKS)  adalah  sumber data untuk mengidentifikasi calon penerima manfaat program perlindungan sosial dan program penanggulangan kemiskinan di Indonesia, termasuk bantuan untuk memitigasi dampak pandemi Covid-19. Permasalahannya, tidak semua pemerintah daerah kabupaten/kota melakukan pemutakhiran DTKS secara berkala. Akibatnya, masih terjadi ketaktepatan sasaran penerima program. Pada  masa  pandemi,  permasalahan  tersebut  juga  mengakibatkan  terlambatnya  penyaluran  bantuan.  Karenanya,  penelitian  ini  berupaya  menelaah  praktik  pemutakhiran  DTKS  di  daerah  dan  mengambil  pembelajaran  agar  ke  depannya pemutakhiran DTKS dapat dilaksanakan secara berkelanjutan dan sesuai prosedur. Data dikumpulkan dengan  metode  kualitatif  di  enam  daerah  yang  menjadi  studi  kasus  antara  Desember  2020  hingga  Mei  2021.  Penelitian  ini  menemukan  ada  dua  aspek  utama  yang  memengaruhi  pemerintah  kabupaten/kota  melakukan  pemutakhiran DTKS secara berkelanjutan, yakni komitmen (untuk memutakhirkan DTKS) dan kapasitas (untuk melaksanakan pemutakhiran). Agar proses pemutakhiran DTKS dapat menjadi lebih baik, Pemerintah Pusat dan provinsi perlu (i) mendorong pemerintah kabupaten/kota untuk lebih banyak menggunakan DTKS, (ii) menyediakan regulasi  yang  jelas,  dan  (iii)  menguatkan  kapasitas  pemerintah  kabupaten/kota  untuk  melakukan  pemutakhiran  secara berkelanjutan dan sesuai prosedur. Dengan demikian, meskipun tanggung jawab pemutakhiran DTKS ada pada pemerintah kabupaten/kota, hal ini memerlukan dukungan dan peran Pemerintah Pusat, provinsi, dan desa/kelurahan</text>
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                <text>Pertumbuhan usaha umumnya dianggap sebagai tujuan dalam berbisnis. Pertumbuhan usaha menjadi ukuran penting keberhasilan bisnis dan pendorong utama penciptaan kekayaan, lapangan kerja, dan pembangunan ekonomi di setiap negara di seluruh dunia. Namun demikian, tidak banyak pemilik UKM yang tertarik pada pertumbuhan bisnisnya atau tidak jelas apa yang terjadi pada niat pertumbuhan pengusaha setelah peluncuran usaha. Penelitian ini bertujuan untuk mengetahui faktor-faktor apa yang menentukan niat tumbuh di antara wirausahawan yang ada dan dampak niat tumbuh terhadap pertumbuhan aktual UKM mereka. Studi ini mengidentifikasi beberapa faktor psikologis dan sosio demografi terhadap niat tumbuh dalam berbisnis. Beberapa karakter individu menentukan tingkat niat tumbuh di wirausahawan, seperti emotional intelligence, risk taking, need for achievement, motivasi dan self-efficacy signifikan mempengaruhi niat tumbuh wirausahawan pada level 5%. Strategic skill, managerial skill, process skill, dan digital skill signifikan mempengaruhi niat tumbuh, sementara pengetahuan tidak signifikan. Studi ini juga menetapkan bahwa niat pertumbuhan secara signifikan terkait dengan pertumbuhan perusahaan aktual dalam hal pertumbuhan penjualan dan pertumbuhan aset di Kalimantan Utara dan Kalimantan Timur.Kata kunci: niat pertumbuhan usaha, motivasi, karakter personal, keterampilan, SEM</text>
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                <text>Reninta Dewi Nugraheni1, Ika Inayah2, Endang Sri Soesilowati, Yani Mulyaningsih, Yeni Saptia, Darwin</text>
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                <text>nelayan, risiko dan ketidak pastian, investasi dan modal kerja, lembaga keuangan, budaya ekonomi nelayan, model kredit nelayan</text>
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                <text>Beberapa faktor yang menyebabkan nelayan mengalami kesulitan dalam mengakses sumber kredit perbankan, diantaranya  adalah  arus  kas  masuk  yang  tidak  stabil  dan  pola  konsumsi  yang  dianggap  boros  serta  ketiadaan  agunan.  Pada  umumnya  nelayan  mengatasi  masalah  tersebut  dengan  mengandalkan  sumber  pembiayaan  dari  tabungan pribadi, pinjaman dari keluarga serta lembaga keuangan non formal berbiaya tinggi. Permasalahannya adalah jika nelayan dinilai tidak bankable, mengapa lembaga keuangan non formal bersedia memberikan kredit? Tujuan dari penulisan artikel ini adalah untuk menemukan pola pembiayaan yang berlaku di kalangan nelayan, dan merumuskan model pembiayaan nelayan yang sesuai dengan kondisi dan budaya ekonomi nelayan dalam berbagi risiko, modal dan berbagi hasil. Pengumpulan data dilakukan dengan menggunakan metode wawancara mendalam dan diskusi kelompok terfokus dengan para narasumber dari beberapa komunitas nelayan di Jawa dan Luar Jawa selama kurun waktu 2011-2014, kemudian diolah dan dianalisis secara kualitatif interpretatif serta direkonstruksi dalam bentuk pola dan model pembiayaan nelayan. Ada dua temuan penting dalam penelitian ini. Pertama adalah pola pembiayaan nelayan berbentuk huruf U terbalik yang menggambarkan tiga tahapan pembiayaan nelayan yakni pre-bankable, bankable dan post-bankable. Kedua adalah model pembiayaan nelayan yang sesuai dengan budaya ekonomi nelayan yang terformulasi dalam empat kriteria yakni flexible, excellent services, trust dan affordability,yang disingkat menjadi FESTA</text>
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                <text>Can the Level of Well-Being Buy Happiness?</text>
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                <text>happiness, poverty, income</text>
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                <text>Mental health remains a significant concern, particularly in developing countries, where a multitude of factors, such as well-being, education, smoking habits, marital status, employment status, and gender, contribute to mental health problems. This study’s primary objective is to dissect the key factors, with a focus on well-being, that adversely impact an individual’s mental health. Employing survey data from IFLS encompassing approximately 17,000 observations, this research employs OLS, Logit, and Probit methodologies to forecast the likelihood of socioeconomic variables influencing depression symptoms. The findings reveal that education, marital status, occupational type, year (indicating happiness level), and expenditure exhibit a positive correlation with happiness. Remarkably, there is a coherent pattern across the OLS, Logit, and Probit models, indicating that variables such as cigarette consumption, female gender, and residing in urban or rural areas are inversely related to happiness. In conclusion, socioeconomic factors wield a discernible influence on happiness, underscoring the imperative for government intervention through policy measures, especially in bolstering well-being, to enhance individual happiness levels</text>
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                <text>Grace Wulandari1, Achmad Kautsar1, Ikval Suardi2, Felix Wisnu Handoyo2</text>
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                <text>https://ejournal.brin.go.id/JEP/issue/view/300</text>
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                <text>Faculty of Economics and Business, Pertamina University</text>
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                <text>2023</text>
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                <text>Fajar bagus W</text>
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                <text>English</text>
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                  <text>Vol. 31 No. 2 (2023)</text>
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                  <text>https://ejournal.brin.go.id/JEP/issue/view/300</text>
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                  <text>BRIN PUBLISHING</text>
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                  <text>2024-04-24</text>
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                  <text>Fajar bagus W</text>
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                  <text>Indonesia/English</text>
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                <text>EXPLORING ENERGY TRANSITION BASED ON RENEWABLE ENERGY PRACTITIONER PERSPECTIVES: QUALITATIVE CONTENT ANALYSIS</text>
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                <text>Energy Security, Energy Citizenship, Energy Democracy, Energy Transition, Green Growth, Sustain-able Development, Qualitative Content Analysis</text>
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                <text>The energy transition is driving a greater emphasis on using renewable energy sources because there is broad agreement  on  the  critical  importance  of  preventing  further  warming  of  the  environment.  The  ASEAN  nations,  however, need help with this process because the consumption of energy from fossil fuels is the main factor driving their economies’ expansion. Consequently, this transition presents a challenge for these nations. The qualitative content analysis study with in-depth semi-structured interviews in face-to-face dialog explores the phenomenon of the energy transition based on the practical and empirical views of a selection of individuals who work in the renewable energy business. The primary data based on the interview is transcribed into the text using MAXQDA 2022 to develop the core category within the Qualitative Content Analysis. The results of the data analysis led to the formation of six core categories, which derived from the current economic development characteristics, the renewable energy challenges (regulation, investment, market structures, and technology), encouraging customers, energy transition potential, measuring green growth, and the impact of the national determination contribution (NDC) on catastrophic and sustainable development. Both participants’ empirical points of view demonstrate a relationship between energy security and the current state of economic development. The current state of economic development is heavily dependent on fossil fuel energy, which is in high demand and produces high CO2 emissions, which can result in potential catastrophic or natural disasters. The energy transition is presently confronted with challenges in regulations, financing and investment, market structures, and individual behaviors regarding the consumption of clean energy, fostering renewable energy, and environmentally friendly products. This study recommends adjusting the  existing  energy  regulations,  democratizing  infrastructure  and  market  structures,  encouraging  customers  to  consume clean energy, and accelerating the energy transition.</text>
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                <text>First Arista Sony1, Nachrowi Djalal Nachrowi2, Djoni Hartono3, Lin Yola4</text>
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                <text>https://ejournal.brin.go.id/JEP/issue/view/300</text>
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            <name>Publisher</name>
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                <text>Faculty of Strategic and Global Studies, Universitas Indonesia</text>
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            <name>Date</name>
            <description>A point or period of time associated with an event in the lifecycle of the resource</description>
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                <text>Fajar Bagus W</text>
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                <text>Indonesia</text>
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