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                  <text>Vol. 3 No. 4 (2022)</text>
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                <text>Digital Banking: Assessing Customer Satisfaction ThroughProduct Quality</text>
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                <text>Product Quality, Customer Satisfaction, Digital BankingINTRODUCTIONThe  advancement  of information  technology  these  days  brought  many  impacts  to  the business world, that’s include in the banking industry. In these recent digital era, banks which definition  as  financial  institutions  that  have  a  function  in  collecting  funds  from  the  public, need  to  catch  up  with  the  gap  with  various  financial  technology  companies  which  take  over the financial markets. Based on Citradi (2020), a rapid increase in the number of fintech will bring a serious threat to banking in Indonesia.This reported by a British research institution which states that people have a tendency to choose to fintech as many as 20% rather than the digital  banking  which  only  make  it  at  6%  (Khadafi,  2019).Gaddafi  (2019)  also  added  that digital  transactions  in  banking  only  had  a  41%  increase  in  percentage,  which  inversely proportional compared to the digital transactions at fintech that reached 55% YoY.&#13;
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                <text>The  fastest  growth  of  information  technology  and  the  digital  disruption  which massively  increase  brought  a  huge  impact  to  the banking  field  to  continue  their  efforts  to innovate  the  products.This  research  aims  to  explore  whether  the  quality  of  the  products offered by Bank Syariah Indonesia can improve the quality of its customers.The method that currently applied on this research was quantitative by causal approach.The sample which has been  studied  were  75  Indonesian  Islamic  Bank  customers  who  were  selected  by  random sampling technique.The technique chooses to selected the data was through a questionnaire.And  These  research  reveals  that  an  innovative  product  quality  can  be  a  factor  that  will improve  the  customer  satisfaction  area.With  this  research,  Bank  Syariah  Indonesia  is expected  to  implement  and  innovate  their  ultimate  digital  banking  products  which  kindly difficult to imitate, and have high use value and cannot be replaced by other products, so as to achieve customer satisfaction and sustainable competitive advantage</text>
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                <text>Gani   Wiharso1*, Wahid   Akbar Basudani2,   Valentine   Theresia   Simamora3,   Hary Mulyadi</text>
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                <text>https://dinastipub.org/DIJEFA/article/view/1436/998</text>
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                <text>Universitas Nusa Mandiri</text>
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                <text>30 September 2022</text>
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                <text>Gani Wiharso</text>
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                <text>English</text>
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                  <text>Vol. 3 No. 4 (2022)</text>
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                <text>The Effect of Event Marketing on Purchase Decisions Through Purchase Interest in Tokopedia Marketplace (Case Study on Tokopedia Event Photocard Program)</text>
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                <text>Event Marketing, Purchase Decision, Purchase Interest</text>
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                <text>This  study  aims  to  analyze  the  effect  of  event  marketing  on  purchasedecisions through  the  purchase  interestof  the  Tokopedia  Marketplace  at  the  Tokopedia  photocard event.  This  study  took  190  respondent  who  have  participated  in  the  Tokopedia  photocard event.  The  sampling  method in  this  research  is  using  non-probability  sampling  method  with purposive sampling technique. The analytical method used to test the hypothesis in this study is Structural Equation Modeling (SEM) through the SmartPLS 3.0 application. The results of this  study  indicate  thatevent  marketing  has  a positive  and  significant  effect  on  purchase decision, event marketing has a positive and significant effect on purchase interest, purchase interesthas  a  positive  and  significant  effect  on  purchase  decision,  purchase  interest  can mediates the effect of event marketing on purchase decision</text>
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            <description>An entity primarily responsible for making the resource</description>
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                <text>Laziani Nuraeni1*, Hadita</text>
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                <text>https://dinastipub.org/DIJEFA/article/view/1397/980</text>
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            <description>An entity responsible for making the resource available</description>
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                <text>Universitas Bhayangkara Jakarta Raya</text>
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                <text>22 September2022</text>
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                <text> Laziani Nuraen</text>
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                <text>English</text>
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                  <text>Vol. 3 No. 4 (2022)</text>
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                <text>The Importance of Organizational Culture as well asTransformational Leadership towards the Employee Performance at PT. KHMI viaMotivation as a MediationVariable</text>
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          <element elementId="49">
            <name>Subject</name>
            <description>The topic of the resource</description>
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              <elementText elementTextId="60746">
                <text>Organizational Culture,  Transformational  Leadership,  Motivation,  Employee Performance</text>
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                <text>In  this  era  of  globalization,  every  company  are  required to  provide  with  good performance.The decline in performance of PT. KHMI will be an interesting phenomenon to study.The  research  purposes  was  to  discover  the  influence  of  organizational  culture  and transformational leadership towards the employees performance at PT.KHMI via motivation as a mediator.The research method used was quantitative based on causal relations.The data used  were  primary  data  that  obtained  from  observation,  interviews  and  questionnaires.The research sample are consisted of 120 people out of 170 employee populations of PT. KHMI.The  sampling  technique  used  was  simple  random  sampling  which  proceeds  by  Partial  Least Square   (PLS)   through   Smart   PLS   software   version   3.2.8.The   results   indicates   that organizational culture and transformational leadership had a positive and significant influence towards  the  employee  performance  at  PT.   KHMI  both  directly  or  indirectly  through motivation as a mediator</text>
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            <description>An entity primarily responsible for making the resource</description>
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                <text>Masiyono Masiyono1*, Aslam Mei Nur Widigdo</text>
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                <text>https://dinastipub.org/DIJEFA/article/view/1437/999</text>
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                <text>Universitas Mercu Buana</text>
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                <text>30 September 2022</text>
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                <text>Masiyono Masiyono</text>
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                <text>English</text>
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                  <text>Vol. 3 No. 4 (2022)</text>
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            <description>A name given to the resource</description>
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                <text>Analysis of Corporate Governance, Intellectual Capital, and Financial Performance UsingConventional Methods andMaqashid Sharia Index(MSI) on the Implementation of SustainableFinance in Sharia Banking in Indonesia</text>
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          <element elementId="49">
            <name>Subject</name>
            <description>The topic of the resource</description>
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                <text>Financial   Sustainability,Good   Corporate   Governance,Intellectual   Capital, Financial Performance,Maqashid Syariah Index (MSI)</text>
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                <text>The  banking  industry  certainly  has  a  role  to  play  in  the  success  of  this  initiative through a sustainable finance program. Sustainable finance is a global trend that represents a new  paradigm  in  the  world  of  banking  and  other  financial  institutions  that  help  implement sustainable  development.  Sustainable  development  is  a  development  effort  based  on  three directions: benefits, society, and protection of natural resources and the environment. In this study,  the  authors  use  traditional  methods  and  the  MakassidShariah  Index  (MSI)  to  assess the  impact  of  corporate  governance,  intellectual  capital,  and  financial  performance  on sustainable  financial  practices  in  the  Indonesian  Islamic  financial  services  industry.  2017-2021  (5  years).  The  sample  of  this  research  isprocessed  from  the  annual  report  data  of Islamic banks in Indonesia by using the panel data regression analysis method. Based on this research,   the   influence   of   corporate   governance,   intellectual   capital,   and   financial performance using traditional methods and the Makassid Shariah Index (MSI) is shown in the practice  of  sustainable  finance.  The  independent  variable,  GCG,  is  determined  by  the composite  self-assessment  score  of  each  Islamic  bank,  value  added  intellectual  capital (VAIC), financial performanceand return on investment (ROA), net funding (NPF), and the Makassid   Shariah   Index   (MSI)   and   the   dependent   variable,   sustainable   financing,   is approximated  by  the  Financial  Sustainability  Ratio  (FSR).  A  study  of  Islamic  banks  in Indonesia also shows that the GCG, VAIC, ROA, NPF, and MSI variables all have a positive effect on the FSR variable, with an R-squared model value of 0.9959. variables in this study</text>
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            <description>An entity primarily responsible for making the resource</description>
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                <text>Praptiningsih1, Heni Nastiti2*, Anita Nopiyanti</text>
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            <name>Source</name>
            <description>A related resource from which the described resource is derived</description>
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                <text>https://dinastipub.org/DIJEFA/article/view/1430/993</text>
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            <elementTextContainer>
              <elementText elementTextId="60728">
                <text>Upn Veteran Jakarta</text>
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            <name>Date</name>
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                <text>29 September 2022</text>
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            <description>An entity responsible for making contributions to the resource</description>
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                <text>Heni Nastiti</text>
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                <text>Errors  in valuing  stock  securities  result  in  losses  for  investors,  so  a  careful assessment must be made so that investments are made right and profitable. The purpose of this study is to determine the stock return and risk using the CAPM method and classify and assess  efficient  and  inefficient  stocks  in  determining  investment  decisions  in  the 2017-2021 LQ45 index. This study uses a quantitative descriptive approach. The population in this study are  companies  listed  on  the  LQ45  index.  The  sampling  technique  used  purposive  sampling and obtained a sample of 26 companies. The results showed that there was a negative or non-linear relationship between beta (βi) and the expected rate of return [E(Ri)]. In addition, there are  16  stocks  including  efficient  stocks  and  10  stocks  including  inefficient  stocks.  The investment  decision  that  investors  must  make  is  to  buy  efficient  stocks  and  sell  inefficient stocks as soon as their value declines.</text>
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                <text>Model     of     Improving     Employee     Performance     throughOrganizational Commitment to Pulp Industry in Sumatera</text>
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                <text>This  studyaims  todescribe  and  analyzeModel  of  improving  employee  through organizational commitment to Pulp Industry in Sumatera. The research method used descriptive quantitative. The sample of this study used probability sampling technique. The sample selection criteria wasemployees  of  the  pulp  industry  inJambi,  Pekanbaru  and Palembang. Beverage Development  with  a  total  of  240  samples  obtained  from  Sumatera  (Jambi,  Pekanbaru  and Palembang). Data analysis was performed by using descriptive statistical analysis and inferential statistical analysis. The data obtained wasprocessed using a component-based or variance-based Structural Equation Modeling (SEM) analysis  which is known as Partial  Least Square (PLS).  It has  beenfound  that  the  direct  influence  of  competence,  career development  and  extrinsic motivation  and  organizational  commitment  had  a  positive  and  significant  effect  on  employee performance  in  pulp  industry,  then  the  indirect  effect  of  competence,  career  development  and extrinsic motivation had a positive and significant effect on employee performance mediated by organizational commitment</text>
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                <text>Universitas Jambi</text>
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                <text>junaidispdmpd2@gmail.com</text>
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                <text>The study  aims  to  review  the  performance  of  e-commerce  in  the  operation  of agricultural  SMEs  so  that  the  view  for  developing  and  implementing  e-commerce  can  be improved.The  method  used  in  this  research  is an approach  is  carried  out  through  the literature  study,  namely  research  that  critically  examines  knowledge,  ideas  or  findings  and provides    theoretical    and    methodological    contributions    to    the    object    of    study.Originality/valueThis study identifies, explores,analyzes and summarizes the main themes that  contribute  to  deepening  the  literature  by  identifying  the  potential  of  e-commerce  as  a marketing method for agricultural businesses MSME scale</text>
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                <text>Wayan Gede Endra Bratha1*, Zahara Tussoleha Rony2, Widi Winarso</text>
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                <text>https://dinastipub.org/DIJEFA/article/view/1398/989</text>
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                <text>Universitas Bhayangkara Jakarta Raya</text>
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                <text>Literature Review: the Effect of Company Size, Company Growth, and Company Liquidityon Going Concern Audit Opinion</text>
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                <text>Factors affecting going  concern  audit  opinions  have  always  been  the  focus  of academic  research.  This  article  categorizes  relevant  previous  research  in  Indonesia  and analyzes  several  variables  affecting  audit  opinion.  This  article  examines  the  relationship  or effectof  company  size,  company  growth,  and  company  liquidity  ongoing  concern  audit opinions,  a  study  of  auditing  literature.  This  article  aims  to  build  a  hypothesis  of  the effectbetween  variables  to  be  used  in  further  research.  This  literature  study  shows  the  following results: 1) Companysize has a negative effect on goingconcern audit opinion; 2) Company growth  has  a  negative  effect  on  going  concern  audit  opinion;  3) Company  liquidity  has  a negative effect on going concern audit opinion. This article provides a reference for more in-depth research on the factors affecting going concern audit opinions</text>
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                <text>Universitas Bhayangkara Jakarta Raya</text>
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                <text>Wiwiek Winarta</text>
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