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                  <text>Vol. 4 No. 1 (2023)</text>
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            <description>A name given to the resource</description>
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                <text>Car, LDR and Third PartyFunds on the Amount of Credit Disbursed by Rural Banks in North Sumatera, Indonesia</text>
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                <text>CAR, LDR, Third Party Funds, Total Loans Disbursed</text>
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                <text>The  amount  of  credit  disbursed  in  several  BPRs  in  12  regencies  /  cities  in  2017-2021 has decreased, where this decrease is due to the ability of several BPRs in 12 regencies / cities to increase  capital  adequacy (CAR)  and the ability of BPRs to increase the  amount of third party funds is not optimal and tends to decrease,  although the ability of some BPRs to increase the amount of credit income that has been channeled has actually increased, but the increase  in  LDR  is  not  able  to  increase  the  amount  of  credit  that  has  been  channeled  to  the community, so that the efforts of some BPRs in maximizing the use of funds for the process of  lending  to  the  community  are  not  running  properly.  The  type  of  research used  is quantitative descriptive research. The research methodology used is multiple linear regression analysis.  The  results  showed  that  partially  only  the  CAR  variable  and  the  third  party  funds variable had a positive and significant effect on the amount of credit channeled by 12 BPRs in 12 regencies / cities in North Sumatra Province in 2017-2021 and simultaneously the CAR, LDR  and  third  party  funds  variables  had  a  positive  and  significant  effect  on  the  amount  of credit  channeled  by  12  BPRs  in  12  regencies  /  cities  in  North  Sumatra  Province  in  2017-2021. Testing the adjusted coefficient of determination (Adjusted R Square) obtained a value of  0.851,  meaning  that  the  independent  variables,  namely  CAR,  LDR  and  third  party  fund variables,  have  an  effect  of  85.1%  on  the  dependent  variable,  namely  the  amount  of  credit disbursed by 12 BPRs in 12 regencies / cities in North Sumatra Province in 2017-2021.</text>
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            <name>Creator</name>
            <description>An entity primarily responsible for making the resource</description>
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                <text>Magdalena JudikaSiringoringo1*,Jadongan Sijabat2</text>
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          </element>
          <element elementId="48">
            <name>Source</name>
            <description>A related resource from which the described resource is derived</description>
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                <text>https://dinastipub.org/DIJEFA/article/view/1686/1168</text>
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            <name>Publisher</name>
            <description>An entity responsible for making the resource available</description>
            <elementTextContainer>
              <elementText elementTextId="61749">
                <text>HKBP   Nommensen   University</text>
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            <name>Date</name>
            <description>A point or period of time associated with an event in the lifecycle of the resource</description>
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                <text>1 March 2023</text>
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            <name>Contributor</name>
            <description>An entity responsible for making contributions to the resource</description>
            <elementTextContainer>
              <elementText elementTextId="61751">
                <text>Magdalena J. Siringoringo1</text>
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            <name>Language</name>
            <description>A language of the resource</description>
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                <text>English</text>
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            <name>Type</name>
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                  <text>Vol. 4 No. 1 (2023)</text>
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            <name>Title</name>
            <description>A name given to the resource</description>
            <elementTextContainer>
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                <text>Organizational Citizenship Behaviour (OCB) towardsOrganizational Performance in the Hospitality Industry</text>
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          </element>
          <element elementId="49">
            <name>Subject</name>
            <description>The topic of the resource</description>
            <elementTextContainer>
              <elementText elementTextId="61756">
                <text>Capability,  Cooperation, Workers, Motivation,Organizational  Performance, Work Effectiveness.</text>
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          <element elementId="41">
            <name>Description</name>
            <description>An account of the resource</description>
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                <text>The  purpose  of  this  study  is  to  determine  the pattern  of  determinants  of  tourism development  for  MSMEs  in  Indonesia  which  includes  creative  and  innovative  product variables,  creative  promotions  and  creative  thinking  patterns  so  that  they have  an  impact  on the  variables  of  MSME  development  and  MSME  productivity.  In  this  study,  it  is  related  to the development of MSME tourism, through the independent variables, namely creative and innovative products, creative promotions and creative thinking patterns, while the dependent variable is MSME development, and the moderating variable is MSME productivity.  In this study the independent variable is related to MSME tourism development, such as creative and innovative product variables, creative promotion and creative mindset, the dependent variable is MSME development, with moderating variable MSME productivity. Through the results of research  that  has  been  stated  that  in  order  to  increase  the  development  of  MSMEs  and  the productivity of MSMEs, MSMEs in the tourism industry are required to always increase the production of innovative and creative products, by developing a creative mindset, so that the business  being  pioneered  can  develop  and  be  productive  and  generate  profits  that  are profitable</text>
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          <element elementId="39">
            <name>Creator</name>
            <description>An entity primarily responsible for making the resource</description>
            <elementTextContainer>
              <elementText elementTextId="61758">
                <text>Rasmulia Sembiring1*, Sunday Ade Sitorus2</text>
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            </elementTextContainer>
          </element>
          <element elementId="48">
            <name>Source</name>
            <description>A related resource from which the described resource is derived</description>
            <elementTextContainer>
              <elementText elementTextId="61759">
                <text>https://dinastipub.org/DIJEFA/article/view/1687/1169</text>
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          <element elementId="45">
            <name>Publisher</name>
            <description>An entity responsible for making the resource available</description>
            <elementTextContainer>
              <elementText elementTextId="61760">
                <text>Universitas Methodist Indonesia</text>
              </elementText>
            </elementTextContainer>
          </element>
          <element elementId="40">
            <name>Date</name>
            <description>A point or period of time associated with an event in the lifecycle of the resource</description>
            <elementTextContainer>
              <elementText elementTextId="61761">
                <text>3 March 2023</text>
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          <element elementId="37">
            <name>Contributor</name>
            <description>An entity responsible for making contributions to the resource</description>
            <elementTextContainer>
              <elementText elementTextId="61762">
                <text> Rasmulia Sembiring</text>
              </elementText>
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          </element>
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            <name>Format</name>
            <description>The file format, physical medium, or dimensions of the resource</description>
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              <elementText elementTextId="61763">
                <text>PDF</text>
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            <name>Language</name>
            <description>A language of the resource</description>
            <elementTextContainer>
              <elementText elementTextId="61764">
                <text>English</text>
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            <name>Type</name>
            <description>The nature or genre of the resource</description>
            <elementTextContainer>
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                <text>Text</text>
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              <description>A name given to the resource</description>
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                  <text>Vol. 4 No. 1 (2023)</text>
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          <element elementId="50">
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            <description>A name given to the resource</description>
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                <text>Comfort Working with Superiors, Comfort Working with Peer Employees, and a Sense of Company Unity to Employee Work Motivation</text>
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          </element>
          <element elementId="49">
            <name>Subject</name>
            <description>The topic of the resource</description>
            <elementTextContainer>
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                <text>Work   Comfort,   Sense   of   Company   Unity   Work   Motivation,   Company, Employees</text>
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            <name>Description</name>
            <description>An account of the resource</description>
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                <text>The  purpose  of  this  study  was  to  determine  the  Effect  of  Comfort  Working  with Superiors,  Comfort  Working  with  Peers  and  Sense  of  Company  Unity  on  Employee  Work Motivation  at  PT  Sanfremy  Pratama.  The  research  method  uses  Random  Sampling  with  a sample  size  of  67  employees.  The  results  obtained  are  partially  Comfort  Working  with Superiors has a positive and significant effect on Employee Work Motivation at PT Sanfremy Pratama.  Partially,  Comfort  Working  with  Peers  has  a  positive  and  significant  effect  on Employee Work Motivation at PT Sanfremy Pratama.Partially, Sense of Company Unity has a   positive   and   significant   effect   on   Employee   Work   Motivation   at   PT   Sanfremy Pratama.Simultaneously,  Comfort  Working  with  Superiors,  Comfort  Working  with  Peers, Sense   of   Company   Unity   have   a   positive   and   significant   effect   on   Employee   Work Motivation  at  PT  Sanfremy  Pratama.Based  on  the  results  of  the  adjusted  coefficient  of determination  test,  the  adjusted  R  square  value  is  0.727.  This  shows  that  72.7%  of  the variables  of  Comfort  Working  with  Superiors  (X1),  Comfort  Working  with  Peers  (X2),  and Sense  of  Company  Unity  (X3)  are  able  to  explain  the  variable  Employee  Work  Motivation (Y) at PT Sanfremy Pratama while the remaining 27.3% is the influence of other independent variablesthat  are  not  explained  by  the  research  model  such  as  work  stress  variables,  job appraisal and intrinsic motivation.</text>
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            <name>Creator</name>
            <description>An entity primarily responsible for making the resource</description>
            <elementTextContainer>
              <elementText elementTextId="61769">
                <text>Elisabeth Simangunsong1*,Darna Sitanggang2</text>
              </elementText>
            </elementTextContainer>
          </element>
          <element elementId="48">
            <name>Source</name>
            <description>A related resource from which the described resource is derived</description>
            <elementTextContainer>
              <elementText elementTextId="61770">
                <text>https://dinastipub.org/DIJEFA/article/view/1689/1172</text>
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            <name>Publisher</name>
            <description>An entity responsible for making the resource available</description>
            <elementTextContainer>
              <elementText elementTextId="61771">
                <text>Santo Thomas Catholic University</text>
              </elementText>
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            <name>Date</name>
            <description>A point or period of time associated with an event in the lifecycle of the resource</description>
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                <text>3 March 2023</text>
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            <name>Contributor</name>
            <description>An entity responsible for making contributions to the resource</description>
            <elementTextContainer>
              <elementText elementTextId="61773">
                <text>Elisabeth Simangunsong</text>
              </elementText>
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            <description>The file format, physical medium, or dimensions of the resource</description>
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            <name>Language</name>
            <description>A language of the resource</description>
            <elementTextContainer>
              <elementText elementTextId="61775">
                <text>English</text>
              </elementText>
            </elementTextContainer>
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            <description>The nature or genre of the resource</description>
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              <description>A name given to the resource</description>
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                  <text>Vol. 4 No. 1 (2023)</text>
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          <element elementId="50">
            <name>Title</name>
            <description>A name given to the resource</description>
            <elementTextContainer>
              <elementText elementTextId="61777">
                <text>The Implementation of One-StopIntegrated Services in Attracting Investment to North Sumatera Province</text>
              </elementText>
            </elementTextContainer>
          </element>
          <element elementId="49">
            <name>Subject</name>
            <description>The topic of the resource</description>
            <elementTextContainer>
              <elementText elementTextId="61778">
                <text>Implementation, One-StopIntegrated   Service,   Investment,   North   Sumatera Province</text>
              </elementText>
            </elementTextContainer>
          </element>
          <element elementId="41">
            <name>Description</name>
            <description>An account of the resource</description>
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                <text>This study aims to analyze the implementation of the One-StopIntegrated Service at  the One-StopIntegrated  Investment  and  Licensing  Service  (DPMPPTSP)  of  North Sumatera  Province  and  what  factors  hinder  increasing  investment.  This  research  method  is qualitative  with  the  type  of  data  in  the  research  using  primary  data  through  interviews  with informants,  then  secondary  data  is  obtained  by  conducting  an  analysis  of  literature  and literature  related  to  research.  The  analysis  technique  in  this  research  through  reducing  data, presenting  data  and  drawing  conclusions.  The  results  of  this  research  shows  that  in  order  to attract  investors  to  invest  in  North  Sumatera  Province,  the  DPMPPTSP  of  North  Sumatera Province  tries  to  create  positive  image  by  removing  negative  images  of  poor  licensing services. In addition to creating positive image the DPMPPTSP of North Sumatera Province tries  to  implementing  the  One-Stop  Integrated  Service  policy  which  is  not  yet  complete,  in the sense that there is still a gap in authority between agencies so that it has not fully met the expectations  and  satisfaction  of  users  of  licensing  services  and  besides  that,  a  complex bureaucracy  which  makes  it  difficult  for  investors  to  manage  business  the  permits.  This causing fluctuate on investment growth. In the context of licensing and non-licensing services the  Governor  of  North  Sumatera  delegated  authority  in  accordance  with  the  regulation  of North Sumatera Governor Number 39 of 2020, delegates its authority to the North Sumatera Province’s DPMPPTSP in particular to provide licensing services and supported community as users of licensing services</text>
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            <name>Creator</name>
            <description>An entity primarily responsible for making the resource</description>
            <elementTextContainer>
              <elementText elementTextId="61780">
                <text>Anggi Kurniawan Lubis1*, Erika Revida2, Humaizi Humaizi3</text>
              </elementText>
            </elementTextContainer>
          </element>
          <element elementId="48">
            <name>Source</name>
            <description>A related resource from which the described resource is derived</description>
            <elementTextContainer>
              <elementText elementTextId="61781">
                <text>https://dinastipub.org/DIJEFA/article/view/1575/1173</text>
              </elementText>
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            <name>Publisher</name>
            <description>An entity responsible for making the resource available</description>
            <elementTextContainer>
              <elementText elementTextId="61782">
                <text>Universitas Sumatera Utara</text>
              </elementText>
            </elementTextContainer>
          </element>
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            <name>Date</name>
            <description>A point or period of time associated with an event in the lifecycle of the resource</description>
            <elementTextContainer>
              <elementText elementTextId="61783">
                <text>4 March 2023</text>
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          <element elementId="37">
            <name>Contributor</name>
            <description>An entity responsible for making contributions to the resource</description>
            <elementTextContainer>
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                <text>Anggi Kurniawan Lubis</text>
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                <text>Determinants of Market Capitalization with Pofitability and Dividend Policy as Intervening Variables of State Owned Banks</text>
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                <text>Loan at Risk (LAR), Profitability, Dividend Policy and Market Capitalization</text>
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                <text>The purpose of this study is to analyze and empirically prove the influence of the company's external and internal factors ofmarket capitalization with profitability and dividend policy asintervening variables of State Owned Banks. The research period of2011-2020, with the sampling technique is saturated sampling, in which all members of the population are used as  samples.  The  analytical  tool  used  is  Structural  Equation  Modeling  (SEM)  supported  by AMOS software. The results of the study show that the market capitalization of State Owned Banks  is  influenced  by  profitability,  dividend  policy,  economic  growth,  BOPOand  Loan  at Risk (LAR). LAR besides having an effect on market capitalization, also has a direct effect on profitability and dividend policy.It is hoped that the results of this study can provide input for banks in maximizing the steps that must be taken to improve the company's performance and market capitalization.</text>
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                <text>I  Wayan  Budi  Artha1*,  Tri  Widyastuti2,  Irvandi  Gustari3,  Zulkifli4,  Bambang Purwoko5</text>
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                <text>Pancasila University</text>
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                <text>I Wayan Budi Artha</text>
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                  <text>Vol. 4 No. 1 (2023)</text>
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            <name>Title</name>
            <description>A name given to the resource</description>
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                <text>Analysis of Factors Affecting Outpatient Loyalty at Ananda Bekasi Hospital with Satisfaction as an Intervening Variable</text>
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            <name>Subject</name>
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                <text>Loyalty, Satisfaction, Doctor's Medical Services, Medical ServicesOther Power,Facilities, Ease of Access, Waiting TimeService</text>
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                <text>This study aims to examine the factors that influence outpatient loyalty at Ananda Bekasi Hospital with satisfaction as an intervening variable. The method used in this study is a quantitative method using a causal research survey approach. This research was conducted at Ananda  Bekasi  Hospital  with  a  total  sample  of  257  outpatients  from  an  average  patient population  per  month  of  5,000  people  served  by  outpatient  services.  The  data  analysis technique  in  this study  used  the  Structural  Equation  Modeling -Partial  Least  Square(SEM-PLS)  method  with  the  help  of  the  SMART  PLS 4.0  Application  and  the  SPSS  Version  25 Application to  carry  out  research  data  analysis.  In  this  study,  instrument  testing  was  carried out  by  conducting  validity  tests,  reliability  tests,  outer models,  inner  models  and  hypothesis testing</text>
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                <text>Fathoni Nugroho1*, John EH J. FoEh2, Sugeng Suroso3</text>
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                <text>https://dinastipub.org/DIJEFA/article/view/1742/1181</text>
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                <text>Bhayangkara University </text>
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                <text>13 March 2023</text>
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                <text>Fathoni Nugroho1</text>
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            <description>The file format, physical medium, or dimensions of the resource</description>
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            <description>A language of the resource</description>
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              <elementText elementTextId="61808">
                <text>English</text>
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                  <text>Vol. 4 No. 1 (2023)</text>
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            <description>A name given to the resource</description>
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                <text>Determinants of Employee Performance Through Management Decision Making at PT. Air Liquide Indonesia</text>
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          <element elementId="49">
            <name>Subject</name>
            <description>The topic of the resource</description>
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                <text>Communication,   Technology   Acceptance,   Decision   Making   and   Employee Performance</text>
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            <description>An account of the resource</description>
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                <text>In  order  to  enhance  human  resources  within  the  IM  Division,  all  company activities must be aligned with the company's objectives. Effective communication is crucial in  achieving  these  goals  and  obtaining  information  to  inform  decision  making.  The  Brio system is an example of technology acceptance, as it provides data on liquefied gas usage and tank levels to customers. The system must be reliable in sending this data to the distribution department   to   effectively   analyze   customer   needs.   The   information   gathered   through effective  communication  and  technology  acceptance  through  the  Brio  system  can  then  be utilized  as  data  for  making  well-informed and  low-risk  decisions.  These  two  independent variables,  communication  and  technology  acceptance,  along  with  decision  making  as  the intervening variable, play a significant role in improving employee performance. They assist management in the process of enhancing employee performance within the company.</text>
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                <text>Sri Wahono1*, Hapzi Ali2, Tri Widyastuti3</text>
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                <text>https://dinastipub.org/DIJEFA/article/view/1743/1182</text>
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            <name>Publisher</name>
            <description>An entity responsible for making the resource available</description>
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              <elementText elementTextId="61815">
                <text>BhayangkaraUniversity Jakarta Raya</text>
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            <name>Date</name>
            <description>A point or period of time associated with an event in the lifecycle of the resource</description>
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                <text>13 March 2023</text>
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                <text>Sri Wahono</text>
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            <name>Language</name>
            <description>A language of the resource</description>
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              <elementText elementTextId="61819">
                <text>English</text>
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            <name>Type</name>
            <description>The nature or genre of the resource</description>
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                  <text>Vol. 4 No. 1 (2023)</text>
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                <text>Factors Affecting Stock Return in Indonesian</text>
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            <description>The topic of the resource</description>
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                <text> Stock Return (RS),  Transfer  Pricing  (TPRC), Corporate  Social  Responsibility (CSR), Foreign Ownership (FOR)</text>
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                <text>The  motivation  behind  this  research  is  to  determine  the  impact  of  earnings management, transfer pricing (TPRC), corporate social responsibility (CSR) on stock returns (RS)  moderated  by  foreign  ownership.  The  research  used  is  secondary  from  the  Indonesia Stock  Exchange  for  the  2016-2021  period.  Selection  of  the  study  sample.  The  method  used was  purposive  sampling  with  a  model.  The  number  of  samples  used  was  205  in  five  years (2015-2019). Data processing was performed using path analysis techniques at a significance level   of   0.05.   The   results   of   the   study   explain   that   the   Stubben  model   of   earnings management  (EMS),  transfer  pricing  (TPRC)  and  CSR  have  a  significant  effect  on  stock returns (RST).  Foreign ownership (FOR) managed to moderate the effect  of transfer pricing (TPRC), CSR on stock returns (RST). However, foreign ownership (FOR) failed to moderate earnings management (EMS) on stock returns (RS)</text>
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                <text>IrwanIrwan1*, Etty Murwaningsarih2, Sekar Mayangsari3</text>
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                <text>https://dinastipub.org/DIJEFA/article/view/1744/1183</text>
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            <description>An entity responsible for making the resource available</description>
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              <elementText elementTextId="61826">
                <text> Universitas  Trisakti.</text>
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            <name>Date</name>
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                <text>14 March 2023</text>
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                <text>Irwan Irwan</text>
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                <text>pdf</text>
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            <name>Language</name>
            <description>A language of the resource</description>
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              <elementText elementTextId="61830">
                <text>English</text>
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                  <text>Vol. 4 No. 1 (2023)</text>
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                <text>Examining The Effect of Sustainability Report Disclosure to Firm Value: A Study Based on Listed Public Companies in Indonesia Stock Exchange</text>
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                <text>Sustainability Report, Public Company, Firm Value</text>
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                <text>Companies that mitigate and improve  the environment can take advantage of this as a marketing tool in general. Consumers will support companies that have a positive impact on  their surroundings.  One  of  the  tools  that  can  be  used  as  a  form  of  responsibility  and marketing  tool  is  a  sustainability  report.  Sustainability  report  are  reports  published  by organizations or companies that explain the  economic, environmental,  and social impacts as result  of  their  operating  activities.  The  report  also  explains  about  corporate  culture  and governance  as  well  as  its  relationship  with  the  company's  strategy  and  commitment  to maintain  the  sustainability  of  the  triple  bottom  line  (people,  planet,  profit).  Sustainability reporting   disclosure   index   (SRDI)   are   measured   from   89   listed   public   companies   in Indonesia.   Regression   analysis   took   place   for   examining   the   effect   of   SRDI   to   the corresponding firm value represented by Tobin’s Q. Only certain limited sample data showed that  there’s  a  significance  effect  between  sustainability  report  disclosure  and  firm  value. Enterprises who haven’t disclose their sustainability report still worth high value in share trade.  This  condition  occurs  due  to  investors'  decisions  to  invest  are  influenced  by  media coverage, economic conditions, and changes in stock prices</text>
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                <text>Mulyana Chandra Hadiati1*, Muhammad Brilian Wahyudyatmika2</text>
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                <text>https://dinastipub.org/DIJEFA/article/view/1746/1187</text>
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                <text>Universitas Mercu Buana,</text>
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            <name>Date</name>
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                <text>14 March 2023</text>
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                <text>Mulyana Chandra Hadiati1</text>
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            <description>The file format, physical medium, or dimensions of the resource</description>
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            <description>A language of the resource</description>
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                <text>English</text>
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        <src>https://repository.horizon.ac.id/files/original/84e25bef16c68f916ccc8dce3b9ddf5b.pdf</src>
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            <element elementId="50">
              <name>Title</name>
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                  <text>Vol. 4 No. 1 (2023)</text>
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      <name>Text</name>
      <description>A resource consisting primarily of words for reading. Examples include books, letters, dissertations, poems, newspapers, articles, archives of mailing lists. Note that facsimiles or images of texts are still of the genre Text.</description>
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      <elementSet elementSetId="1">
        <name>Dublin Core</name>
        <description>The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/.</description>
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          <element elementId="50">
            <name>Title</name>
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                <text>What Determinants Make Internship Intention to Join the Hospitality Industry</text>
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                <text>Internship Satisfaction, Intention to Join the Hospitality Industry, Social Support</text>
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                <text>Retaining the program from the campus so that you can enjoy for the first time the way to practice in work, which may be referred to as internship work, offers college students an idea of running in the industry. Within internships performed by college students, there are numerous  factors  to  attain  satisfaction  in  an  internship,  one  among  which  is  the  element  of social  support  within  the  painting's  surroundings.  Consequently,  this  examination  discusses the influence of social assistance on internship pleasure which affects the goal of signing up for  the  hospitality  industry  of  college  students  who  carry  out  internships  in  4-stars  hotels. This  research  uses  quantitative  techniques  and  judgemental  sampling  techniques.  Primary data  collection  is  information  collected  by  distributing  questionnaires  to  students  of  private universities in the Jakarta and Banten areas who did internships at four-star hotels within the Jakarta and Banten regions. The data amassed became 183 respondents. The dataobtained is processed using the Structural Equation Modeling (SEM) method. The outcomes showed that perceived   supervisor   support   and   coworker   support   positively   impacted   Internship satisfaction,  and  perceived  organizational  support  did  not  affect  Internship  satisfaction. Internship satisfaction impacts the intention to join the hospitality industry.</text>
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                <text>Mohammad Annas1*, Humairoh2, Nosica Rizkalla3, Margareta Priswati Hayu Pratiwi4</text>
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                <text>https://dinastipub.org/DIJEFA/article/view/1747/1198</text>
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              <elementText elementTextId="61862">
                <text>Universitas Multimedia Nusantara</text>
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            <name>Date</name>
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                <text>25 March 2023 </text>
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                <text>Humairoh</text>
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            <name>Format</name>
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              <elementText elementTextId="61865">
                <text>PDF</text>
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            <name>Language</name>
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              <elementText elementTextId="61866">
                <text>English</text>
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