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                  <text>Vol. 10 No. 3 (2021)</text>
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                <text>ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI MINAT MENGGUNAKAN FINTECH LENDING</text>
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                <text>Technology Acceptance Model, financial technology, lending.</text>
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                <text>This study aims to examine the determinants of the developed Technology Acceptance Model (TAM) &#13;
framework. The author used stratified random sampling, and data collection used a survey method.&#13;
The analysis technique used is multiple regression analysis and path analysis using the IBM SPSS &#13;
25 software. The results show that perceived ease of use and perceived risk do not influence attitude &#13;
towards fintech lending. In contrast, perceived usefulness, relative advantage, and perceived cost &#13;
influence it, and attitude influences intention to use fintech lending behavior. Moreover, the attitude &#13;
has a partial mediation role only in the relationship between perceived usefulness and relative &#13;
advantage to fintech lending using intention. These results support the original model of TAM that &#13;
states perceived ease of use has a nonsignificant effect on attitude towards using behavior. It &#13;
suggested that financial technology services foster users to use fintech lending through various ways &#13;
to tell it is easy enough to use and able to protect users' secure data and information. This study also &#13;
contributes to giving more empirical evidence for other variables to modify and develop the Technology Acceptance Model.</text>
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                <text>Samuel Martono</text>
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                <text>DOI : http://dx.doi.org/10.26418/jebik.v10i3.45827</text>
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                <text>Univ. Tanjungpura</text>
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                <text>28-12-2021</text>
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                <text>Sri Wahyuni</text>
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                <text>P-ISSN : 2087-9954, E-ISSN : 2550-0066</text>
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                <text>Indonesian</text>
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                <text>Jurnal Ekonomi Bisnis dan Kewirausahaan (JEBIK) Univ. Tanjungpura 2021</text>
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        <name>financial technology</name>
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                  <text>Vol. 10 No. 3 (2021)</text>
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                <text>ANTESEDEN INTENSI WIRAUSAHA BERDASARKAN SOCIAL COGNITIVE CAREER THEORY</text>
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                <text>entrepreneurial outcome expectations, ntrepreneurial attitude, entrepreneurial intention</text>
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                <text>This study aims to determine and analyze the mediating effect of entrepreneurial outcome &#13;
expectations and entrepreneurial attitude on the influence of entrepreneurial self-efficacy on &#13;
entrepreneurial intention. This study uses a quantitative approach with explanatory survey methods. &#13;
The data collection tool in this study uses a questionnaire. In contrast, in determining the number of samples, this study applied convenience sampling so as obtain 75 young people in district Sukaresik, Tasikmalaya. The analysis technique carried out in this study was regression-based Serial Multiple Mediators using Macro Process software developed by Andrew F. Hayes. The result showed that entrepreneurial self-efficacy to entrepreneurial intention has a direct influence. In addition, entrepreneurial outcome expectations and entrepreneurial attitudes also serially mediate the effect of entrepreneurial self-efficacy on entrepreneurial intentions. The originality of this research is the adaptation of Social Cognitive Career Theory into entrepreneurial intention research which is still relatively rare. This research has a theoretical contribution to research on entrepreneurial intentions, which is still dominated by the theory of planned behavior developed by Icek Ajzen.</text>
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            <description>An entity primarily responsible for making the resource</description>
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                <text>Dede Kurnia, Muhammad Ngasifudin</text>
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            <description>A related resource from which the described resource is derived</description>
            <elementTextContainer>
              <elementText elementTextId="64001">
                <text>DOI : http://dx.doi.org/10.26418/jebik.v10i3.47150</text>
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            <description>An entity responsible for making the resource available</description>
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              <elementText elementTextId="64002">
                <text>Univ. Tanjungpura</text>
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                <text>28-12-2021</text>
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                <text>Sri Wahyuni</text>
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            <description>Information about rights held in and over the resource</description>
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                <text>P-ISSN : 2087-9954, E-ISSN : 2550-0066</text>
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                <text>Jurnal Ekonomi Bisnis dan Kewirausahaan (JEBIK) Univ. Tanjungpura 2021</text>
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        <name>entrepreneurial  intention.</name>
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                  <text>Vol. 10 No. 3 (2021)</text>
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            <name>Title</name>
            <description>A name given to the resource</description>
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                <text>BEHIND TRADE BALANCE SURPLUS IN KALIMANTAN BARAT AMIDST COVID-19 PANDEMIC</text>
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          <element elementId="49">
            <name>Subject</name>
            <description>The topic of the resource</description>
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              <elementText elementTextId="64031">
                <text>trade balance, export, fisher index, downstream, descriptive statistics, covid-19.</text>
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            <description>An account of the resource</description>
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                <text>This study aims to determine general exports/imports structure, find the commodities and their salient characteristics, and measure changes in primary commodities price during the pandemic in Kalimantan Barat. The data used is Kalimantan Barat's export and import from Statistics Indonesia over January 2019 - June 2021 through descriptive analysis method and Fisher Index unit value. The results explain that three primary export commodities are bauxite, palm oil, and rubber. Bauxite and natural rubber were shocked by the pandemic, but palm oil can still hold. The government encourages downstream activities for bauxite and palm oil to produce value-added products, while rubber pays more attention to upstream quality. The contribution of exports is relatively significant to affect economic growth with the downstream process performed by the government; tremendous added value can be seen in palm oil commodities. Imports are beneficial because they add intermediate materials to support industrial processes. The recommendation is that local governments continue intensive monitoring and evaluation of smelter construction even during the Covid-19 pandemic,&#13;
concentrate on the grade of palm oil downstream for its sustainability, and improve rubber trading &#13;
system and capacity building for rubber extension officers to provide adequate guidance to rubber &#13;
farmers.</text>
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                <text>Fatmawati</text>
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            <description>A related resource from which the described resource is derived</description>
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                <text>DOI : http://dx.doi.org/10.26418/jebik.v10i3.49264</text>
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                <text>Univ. Tanjungpura</text>
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                <text>Sri Wahyuni</text>
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            <description>Information about rights held in and over the resource</description>
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                <text>P-ISSN : 2087-9954, E-ISSN : 2550-0066.</text>
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                <text>English</text>
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                <text>Jurnal Ekonomi Bisnis dan Kewirausahaan (JEBIK) Univ. Tanjungpura 2021</text>
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        <name>covid-19.</name>
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        <name>descriptive statistics</name>
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        <name>downstream</name>
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        <name>export</name>
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        <name>fisher index</name>
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        <name>trade balance</name>
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                  <text>Vol. 10 No. 3 (2021)</text>
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            <name>Title</name>
            <description>A name given to the resource</description>
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                <text>GLOBALISASI EKONOMI DAN PENGANGGURAN: STUDI KASUS INDONESIA</text>
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          <element elementId="49">
            <name>Subject</name>
            <description>The topic of the resource</description>
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                <text>unemployment, economic globalization, economic growth, inflation, real wages</text>
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                <text>This study aims to examine the effect of economic globalization on the unemployment rate in Indonesia and the relationship of other macroeconomic variables such as economic growth, inflation rate, and real wage with unemployment. The data used is in the form of annual time series data from 1986 to 2018, whose research results are analyzed using the ARDL method. This study concludes that economic globalization can reduce the unemployment rate in Indonesia in the short term, although in the long term, it increases the unemployment rate. Economic growth and inflation in the short and long term have not been able to reduce the current unemployment rate, while the increase in real wages has reduced the unemployment rate in the short term, although not in the long term. By &#13;
looking at these results, we need to be wary of economic globalization because economic &#13;
globalization has a destructive impact in the long term. So that concrete and consistent efforts are &#13;
needed from the government, the private sector, and other stakeholders so that Indonesia gets the &#13;
maximum benefit from economic globalization, especially in job creation and reducing unemployment.</text>
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                <text>Ari Setyawan, I Wayan Suparta, Neli Aida</text>
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                <text>DOI : http://dx.doi.org/10.26418/jebik.v10i3.49278</text>
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                <text>Sri Wahyuni</text>
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                <text>P-ISSN : 2087-9954, E-ISSN : 2550-0066</text>
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                <text>Indonesian</text>
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        <name>economic globalization</name>
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        <name>Economic growth</name>
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        <name>Inflation</name>
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        <name>real wages</name>
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        <name>Unemployment</name>
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                  <text>Vol. 10 No. 3 (2021)</text>
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                <text>MATA KULIAH KEWIRAUSAHAAN ISLAM DAN LINGKUNGAN PENGARUHNYA TERHADAP PEMBENTUKAN KARAKTER MAHASANTRI PRENEUR DI PERGURUAN TINGGI BERBASIS PESANTREN</text>
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                <text>islamic entrepreneurship, environment, mahasantri, college, pesantren</text>
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                <text>This study aims to determine the extent of how the Islamic entrepreneurship and environment course &#13;
at pesantren based colleges are able to build the character of preneur students. The research method &#13;
is a quantitative descriptive method with data analysis techniques of SPLS3 which is an alternative method of SEM to analyze how the influence of Islamic entrepreneurship and environment course on the formation of preneur students’ characters. The population in this study was 33 students of the Islamic Broadcast Communication Study Program of STIBA Ar Raayah Sukabumi, with the sample also 33 students but the one who filled out the questionnaires only 28 students which consist of 9 &#13;
male students and 19 female students. The data collection technique is saturated sampling technique, which is a sampling technique using all population numbers as the respondents through a google form questionnaire. The results showed that the Islamic entrepreneurship course had no significant effect on the formation of the character of mahasantri preneur, this indicates that we need innovation in the learning process in this course. On the other hand, the environment has a great influence, this is because mahasantri always interact with asatidzah (lecturers) who run a business in their daily lives.</text>
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                <text>Husnul Khatimah, Nuradi</text>
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              <elementText elementTextId="63988">
                <text>DOI : http://dx.doi.org/10.26418/jebik.v10i3.45961</text>
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                <text>Univ. Tanjungpura</text>
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                <text>Sri Wahyuni</text>
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            <name>Rights</name>
            <description>Information about rights held in and over the resource</description>
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              <elementText elementTextId="63992">
                <text>P-ISSN : 2087-9954, E-ISSN : 2550-0066</text>
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            <name>Format</name>
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                <text>Indonesian</text>
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                <text>Jurnal Ekonomi Bisnis dan Kewirausahaan (JEBIK) Univ. Tanjungpura 2021</text>
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        <name>mahasantri</name>
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        <name>Pesantren</name>
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            <element elementId="50">
              <name>Title</name>
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                <elementText elementTextId="62833">
                  <text>Vol. 10 No. 3 (2021)</text>
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      <name>Text</name>
      <description>A resource consisting primarily of words for reading. Examples include books, letters, dissertations, poems, newspapers, articles, archives of mailing lists. Note that facsimiles or images of texts are still of the genre Text.</description>
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      <elementSet elementSetId="1">
        <name>Dublin Core</name>
        <description>The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/.</description>
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          <element elementId="49">
            <name>Subject</name>
            <description>The topic of the resource</description>
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              <elementText elementTextId="63929">
                <text>individual interaction capability, relational interaction capability, emotional value co�creation, social value co-creation, market performance</text>
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          <element elementId="41">
            <name>Description</name>
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                <text>This study focuses on the role of Individual and Relational Interaction Capability in increasing &#13;
Emotional and Social Value Co-Creation on Market Performance in beauty salon services. Value Co�Creation is one of the service organization's strategies in utilizing external resources from customers. &#13;
This strategy is crucial because the performance of service organizations is mostly determined by the &#13;
ability of the fronline staff who interact with customers during service meetings. This research &#13;
belongs to explanatory research with a population of beauty salon customers in Central Java. The &#13;
sample consisted of 203 customers, and it was determined using the purposive sampling technique.The author collects customer data through the distribution of offline and online questionnaires analyzed using SPSS 23.0-based regression. This study has proven that Emotional and Social Value Co-Creation can mediate between Individual and Relational Capability with Market Performance. Emotional and social values that are created together will be beneficial for the parties involved. For customers, interactions during the value co-creation process will increase their satisfaction because it can fulfill their needs and desires. This study has also shown the role of individual and relational capability in increasing customer willingness to engage in mutual value creation interactions. </text>
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              <elementText elementTextId="63931">
                <text>Ken Sudarti, Okky Wardhiani</text>
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              <elementText elementTextId="63932">
                <text>DOI : http://dx.doi.org/10.26418/jebik.v10i3.45790</text>
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            <name>Publisher</name>
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              <elementText elementTextId="63933">
                <text>Univ. Tanjungpura</text>
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              <elementText elementTextId="63934">
                <text>28-12-2021</text>
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              <elementText elementTextId="63935">
                <text>Sri Wahyuni</text>
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            <description>Information about rights held in and over the resource</description>
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              <elementText elementTextId="63936">
                <text>P-ISSN : 2087-9954, E-ISSN : 2550-0066</text>
              </elementText>
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          </element>
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            <name>Format</name>
            <description>The file format, physical medium, or dimensions of the resource</description>
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              <elementText elementTextId="63937">
                <text>PDF</text>
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            <name>Language</name>
            <description>A language of the resource</description>
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                <text>Indonesian</text>
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            <name>Type</name>
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                <text>Jurnal Ekonomi Bisnis dan Kewirausahaan (JEBIK) Univ. Tanjungpura 2021</text>
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          <element elementId="50">
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                <text>PERAN KAPABILITAS INTERAKSI DAN KREASI NILAI BERSAMA UNTUK MENINGKATKAN KINERJA PEMASARAN</text>
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        <name>: individual interaction capability</name>
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        <name>emotional value co-creation</name>
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        <name>market performance.</name>
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        <name>ocial value co-creation</name>
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        <name>relational interaction capability</name>
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