1 10 8 https://repository.horizon.ac.id/files/original/3409a78a67bbb63c95d98f0179dda9ab.pdf b5e797f0b67dd6c80edf78b32d7fac45 Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Vol. 11 No. 2 (2022) Text A resource consisting primarily of words for reading. Examples include books, letters, dissertations, poems, newspapers, articles, archives of mailing lists. Note that facsimiles or images of texts are still of the genre Text. Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource AN ANALYSIS OF DETERMINANTS OF E-COMMERCE-BASED ACCOUNTING INFORMATION SYSTEMS ADOPTION ON THE PERFORMANCE OF MILLENNIAL MSME IN MEDAN CITY Subject The topic of the resource perceived usefulness, perceived ease of use, attitude toward using, behavioral intention to use, e-commerce-based accounting information system, MSME performance Description An account of the resource This study aims to determine the effect of perceived usefulness, perceived ease of use, attitude toward using, and behavioral intention to use the service of e-commerce-based accounting information systems on Millennial MSME performance. The population in this research were all Millennial MSME actors in Medan City. The research sample comprised 46 respondents from this population using the purposive sampling method. According to the findings of this research, perceived usefulness has a positive and significant effect on MSMEs' performance, perceived ease of use has no significant effect on MSMEs' performance, attitude toward using has no significant effect on MSMEs' performance, and behavioral intention to use has no significant effect on MSMEs' performance. However, perceived usefulness, perceived ease of use, attitude toward using, and behavioral intention to use all significantly impact MSMEs' performance. This research highlights the effectiveness of MSME technology acceptance in adopting e-commerce and provides an overview of the condition of MSMEs amid technological advances, as well as empirical evidence to carry out further guidance for MSME actors. Creator An entity primarily responsible for making the resource Dedy Husrizal Syah, Abigail El Karen Source A related resource from which the described resource is derived DOI: http://dx.doi.org/10.26418/jebik.v11i2.53465 Publisher An entity responsible for making the resource available Univ. Tanjungpura Date A point or period of time associated with an event in the lifecycle of the resource 31-08-2022 Contributor An entity responsible for making contributions to the resource Sri Wahyuni Rights Information about rights held in and over the resource P-ISSN : 2087-9954, E-ISSN: 2550-0066 Format The file format, physical medium, or dimensions of the resource PDF Language A language of the resource English Type The nature or genre of the resource Text Coverage The spatial or temporal topic of the resource, the spatial applicability of the resource, or the jurisdiction under which the resource is relevant Jurnal Ekonomi Bisnis dan Kewirausahaan (JEBIK) Univ. Tanjungpura 2022 attitude toward using behavioral intention to use e-commerce-based accounting information system MSME performance perceived ease of use perceived usefulness https://repository.horizon.ac.id/files/original/48d6f13d1e7d959ae2bbc6096fa85f32.pdf 4deceaa89188d536c12c8714019d5f1d Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Vol. 11 No. 2 (2022) Text A resource consisting primarily of words for reading. Examples include books, letters, dissertations, poems, newspapers, articles, archives of mailing lists. Note that facsimiles or images of texts are still of the genre Text. Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource THE PREFERENCES FOR HOUSING LOAN DEMAND IN INDONESIA BEFORE AND AFTER THE LOAN-TO-VALUE POLICY CHANGE Subject The topic of the resource housing loans, savings, loan interest rates, non performing loan, loan-to-value policy Description An account of the resource The high price of houses causes a person to not be able to buy a home. The way that someone can own a house is by taking advantage of the credit offers provided by the bank. A mcroprudential policy needed that aims to overcome financial system instability, one of which is the policy on easing the loan-to-value (LTV) ratio for housing loans (KPR). The adjustment of LTV ratio aims to increase the potential demand for property, especially housing and household appliances, in line with an increase in the incomes of the lower middle class, and to control risks in the property sector. This study analyzes the impact of savings, loan interest rates, property sector NPLs, and the number of housing loans before and after a LTV policy revision. The data analysis used the Paired t-test, Wilcoxon signed-rank test, and multiple linear regression. The study results showed that there were differences between savings, loan interest rates, property sector NPLs, and the number of mortgages before and after a LTV policy change. Savings and NPLs in the property sector have no impact on the demand for housing loans while loan interest rates and LTV policy significantly affect the demand for housing loans. Creator An entity primarily responsible for making the resource Fitri Juniwati Ayuningtyas Source A related resource from which the described resource is derived DOI: http://dx.doi.org/10.26418/jebik.v11i2.52888 Publisher An entity responsible for making the resource available Univ. Tanjungpura Date A point or period of time associated with an event in the lifecycle of the resource 31-08-2022 Contributor An entity responsible for making contributions to the resource Sri Wahyuni Rights Information about rights held in and over the resource P-ISSN : 2087-9954, E-ISSN: 2550-0066 Format The file format, physical medium, or dimensions of the resource PDF Language A language of the resource English Type The nature or genre of the resource Text Coverage The spatial or temporal topic of the resource, the spatial applicability of the resource, or the jurisdiction under which the resource is relevant Jurnal Ekonomi Bisnis dan Kewirausahaan (JEBIK) Univ. Tanjungpura 2022 housing loans loan interest rates loan-to-value policy non performing loan savings https://repository.horizon.ac.id/files/original/d73f67c1347e12db89df24cf285b07cb.pdf c532d9451778c3e170ee82f62c6da99d Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Vol. 11 No. 2 (2022) Text A resource consisting primarily of words for reading. Examples include books, letters, dissertations, poems, newspapers, articles, archives of mailing lists. Note that facsimiles or images of texts are still of the genre Text. Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource GOVERNMENT SPENDING AND REGIONAL ECONOMIC GROWTH: THE MEDIATING EFFECT OF HUMAN DEVELOPMENT INDEX Subject The topic of the resource education, health, human development index, infrastructure, economic growth Description An account of the resource The dynamic of local government spending on education, health care, and infrastructure in the region shows an interesting phenomenon in the last decade. Despite the fact that budget expenditures of sub national governments have grown substantially, the pace of the human development index and the rate of economic growth have provided us different pictures. This study aims to analyze the impact of the three spending groups on the quality of human development and economic growth in Indonesia. This research used purposive sampling method to obtain data from as many as 464 districts/cities that were observed during the 2016-2018 period. Based on panel analysis, there was evidence that health spending had a positive effect on the human development index and community welfare. By contrast, spending on education and infrastructure did not have a good effect on these two development indicators. Based on the Sobel test, only health spending had a positive indirect effect on economic growth through the quality of human development. Meanwhile, education spending did not have a significant effect on economic growth, either directly or indirectly. Future research may develop another measurement for insfrastructure spending to provide better proxy. Creator An entity primarily responsible for making the resource Handaru Edit Sasongko, Puji Wibowo Source A related resource from which the described resource is derived DOI: http://dx.doi.org/10.26418/jebik.v11i2.52229 Publisher An entity responsible for making the resource available Univ. Tanjungpura Date A point or period of time associated with an event in the lifecycle of the resource 31-08-2022 Contributor An entity responsible for making contributions to the resource Sri Wahyuni Rights Information about rights held in and over the resource P-ISSN : 2087-9954, E-ISSN: 2550-0066 Format The file format, physical medium, or dimensions of the resource PDF Language A language of the resource English Type The nature or genre of the resource Text Coverage The spatial or temporal topic of the resource, the spatial applicability of the resource, or the jurisdiction under which the resource is relevant Jurnal Ekonomi Bisnis dan Kewirausahaan (JEBIK) Univ. Tanjungpura 2022 Economic growth Education Health human development index infrastructure https://repository.horizon.ac.id/files/original/e9e5c06566b012ecff7bba15e4614229.pdf 1b099b7c03582c42a9de06052a5d0fed Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Vol. 11 No. 2 (2022) Text A resource consisting primarily of words for reading. Examples include books, letters, dissertations, poems, newspapers, articles, archives of mailing lists. Note that facsimiles or images of texts are still of the genre Text. Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource INDONESIA'S FOREIGN DEBT DEVELOPMENT AND MACROECONOMIC VARIABLES Subject The topic of the resource foreign debt, macroeconomic variable, inflation, exchange rate, open unemployment rate. Description An account of the resource Indonesia's foreign debt presents a dilemma for the government because, on the one hand, repayment of maturing loans has become a burden in the government budget as an expense item that must be considered. Loans, on the other hand, are a source of government revenue that can be used to close the budget deficit. Economic variables are the focus of this research. The type of research is associative descriptive research, with secondary data acquired from relevant institutions and agencies from 208 to 2020 and evaluated using descriptive and time series analysis. The results showed that the Rupiah exchange rate had a significant effect on the development of Indonesia's foreign debt. This conclusion implies that the government must stabilize the rupiah exchange rate against the US dollar in order to avoid the debt burden and interest payments being incurred and the occurrence of an economic crisis in the future. The public should utilize the government's jobless relief program. The higher the level of tax compliance from taxpayers, the higher state revenues and the ability to pay debts. Creator An entity primarily responsible for making the resource Helma Malini, Yufita Efie Seinna, Rustam Source A related resource from which the described resource is derived DOI: http://dx.doi.org/10.26418/jebik.v11i2.52744 Publisher An entity responsible for making the resource available Univ. Tanjungpura Date A point or period of time associated with an event in the lifecycle of the resource 31-08-2022 Contributor An entity responsible for making contributions to the resource Sri Wahyuni Rights Information about rights held in and over the resource P-ISSN : 2087-9954, E-ISSN: 2550-0066 Format The file format, physical medium, or dimensions of the resource PDF Language A language of the resource English Type The nature or genre of the resource Text Coverage The spatial or temporal topic of the resource, the spatial applicability of the resource, or the jurisdiction under which the resource is relevant Jurnal Ekonomi Bisnis dan Kewirausahaan (JEBIK) Univ. Tanjungpura 2022 Exchange rate foreign debt Inflation macroeconomic variable open unemployment rate https://repository.horizon.ac.id/files/original/5dc3faa1321886d3abc5b73e6da5acdb.pdf a65edb76e5de8f0da9a4e71e2c9ba265 Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Vol. 11 No. 2 (2022) Text A resource consisting primarily of words for reading. Examples include books, letters, dissertations, poems, newspapers, articles, archives of mailing lists. Note that facsimiles or images of texts are still of the genre Text. Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource LESS INCLUSIVE GROWTH IN INDONESIA? THE UNINTENDED CONSEQUENCES OF INTERNET PENETRATION Subject The topic of the resource internet penetration, inclusive growth, poverty, inequality Description An account of the resource Separate studies on the impact of internet penetration on growth and per capita income levels, inequality, and poverty levels are still being discussed. Using data from 33 Indonesian provinces between 2008 and 2020, this paper investigates whether internet penetration modulates economic growth by reducing inequality and poverty. The Two-Way Fixed Effect (TWFE) econometric model was used. Two findings can be concluded from this paper. First, Indonesia's economic growth remains less inclusive, as evidenced by rising per capita income, which tends to reduce poverty but not income inequality. Second, Indonesia's economic growth tends to be less inclusive as an unintended consequence of internet penetration. Although it strengthens the effect on poverty reduction, on the other hand, the interaction of economic growth with internet penetration tends to exacerbate income inequality. Based on these findings, the study suggests that the government should improve advanced ICT skills and lower barriers to internet adoption, particularly for the less fortunate. The internet is expected to become a tool to achieve inclusive growth through expanding a newly established middle class instead of simply the economic transformation of the poor into non�poor households under this policy. Creator An entity primarily responsible for making the resource Hidsal Jamil Source A related resource from which the described resource is derived DOI: http://dx.doi.org/10.26418/jebik.v11i2.53871 Publisher An entity responsible for making the resource available Univ. Tanjungpura Date A point or period of time associated with an event in the lifecycle of the resource 31-08-2022 Contributor An entity responsible for making contributions to the resource Sri Wahyuni Rights Information about rights held in and over the resource P-ISSN : 2087-9954, E-ISSN: 2550-0066. Format The file format, physical medium, or dimensions of the resource PDF Language A language of the resource English Type The nature or genre of the resource Text Coverage The spatial or temporal topic of the resource, the spatial applicability of the resource, or the jurisdiction under which the resource is relevant Jurnal Ekonomi Bisnis dan Kewirausahaan (JEBIK) Univ. Tanjungpura 2022 inclusive growth inequality. internet penetration poverty https://repository.horizon.ac.id/files/original/3159a57e51aaa4d2c366d866f3223214.pdf a626bec8dea492b27b052ae524b6f9a2 Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Vol. 11 No. 2 (2022) Text A resource consisting primarily of words for reading. Examples include books, letters, dissertations, poems, newspapers, articles, archives of mailing lists. Note that facsimiles or images of texts are still of the genre Text. Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource MEASURING CUSTOMER TRUST THROUGH DIGITAL TRANSFORMATION OF BANKING AS A COMPETITIVE ADVANTAGE Subject The topic of the resource trust, banking digital transformation, competitive advantage Description An account of the resource The financial and banking industry has implemented digitalization as a marketing weapon and realized industry 4.0. The purpose of this study was to determine the extent of the implementation of banking digitalization in the expansion areas. The population of this research is the customers registered at Bank Sinar Mas Rantauprapat in 2021 as many as 1445 people. Research using multivariate data should use the number of samples in the survey as many as 200 samples with purposive sampling technique. Smart PLS data analysis through the stages of convergent validity, discriminant, composite reliability, Cronbach's alpha and R-square. The results show that customer trust is very important in the business practice of the financial or banking industry, this is because customer trust is the most effective weapon in the banking service industry based on digital transformation as banking services will be able to increase customer satisfaction and even loyalty and attract new customers. Digital transformation in the banking world is an important phenomenon as access to the realization of customer-company interactions through information and communication technology, making it easier for companies to win the competition and become a competitive advantage for banking. Creator An entity primarily responsible for making the resource Pristiyono, Juliana, Yudi Prayoga Source A related resource from which the described resource is derived DOI: http://dx.doi.org/10.26418/jebik.v11i2.51986 Publisher An entity responsible for making the resource available Univ. Tanjungpura Date A point or period of time associated with an event in the lifecycle of the resource 31-08-2022 Contributor An entity responsible for making contributions to the resource Sri Wahyuni Rights Information about rights held in and over the resource P-ISSN : 2087-9954, E-ISSN: 2550-0066 Format The file format, physical medium, or dimensions of the resource PDF Language A language of the resource English Type The nature or genre of the resource Text Coverage The spatial or temporal topic of the resource, the spatial applicability of the resource, or the jurisdiction under which the resource is relevant Jurnal Ekonomi Bisnis dan Kewirausahaan (JEBIK) Univ. Tanjungpura 2022 banking digital transformation competitive advantage trust https://repository.horizon.ac.id/files/original/ad9c6b5904f94ad0a07b8b4622d5d958.pdf 661cbd52a7246ebe9c9a7f97e9747418 Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Vol. 11 No. 2 (2022) Text A resource consisting primarily of words for reading. Examples include books, letters, dissertations, poems, newspapers, articles, archives of mailing lists. Note that facsimiles or images of texts are still of the genre Text. Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource DOES ENTREPRENEURSHIP EDUCATION MATTER FOR ISLAMIC HIGHER EDUCATION STUDENTS’ ENTREPRENEURIAL READINESS? Subject The topic of the resource social cognitive theory, entrepreneurial mindset, entrepreneurship skills. Description An account of the resource This research examines the empirical linkages among entrepreneurship education, entrepreneurial mindset, entrepreneurial skill, and entrepreneurial readiness of Islamic higher education students in Indonesia. This research also highlights the intervening role of an entrepreneurial mindset and entrepreneurial skills in the linkages between entrepreneurship education and entrepreneurial readiness. This study is based on social cognitive theory. The article is a quantitative research using a survey method. Data were collected using an online questionnaire with a sample of 310 Islamic college students in Indonesia. The data were analyzed using PLS-SEM to identify hypotheses. The results indicate that entrepreneurship education improves the entrepreneurial mindset and entrepreneurial skills. Surprisingly, entrepreneurship education has no direct effect on entrepreneurial readiness. Although entrepreneurship education indirectly affects entrepreneurial readiness, intervened by an entrepreneurial mindset and entrepreneurship skills. The results showed that the entrepreneurial mindset and entrepreneurship skills determine entrepreneurial readiness. The findings of this study are essential for Islamic higher education to provide entrepreneurship education that aims to develop an entrepreneurial mindset and improve entrepreneurship skills. Creator An entity primarily responsible for making the resource Utari Evy Cahyani, Siswanto Masruri, Syafiq Mahmadah Hanafi Source A related resource from which the described resource is derived DOI: http://dx.doi.org/10.26418/jebik.v11i2.55092 Publisher An entity responsible for making the resource available Univ. Tanjungpura Date A point or period of time associated with an event in the lifecycle of the resource 31-08-2022 Contributor An entity responsible for making contributions to the resource Sri Wahyuni Rights Information about rights held in and over the resource P-ISSN : 2087-9954, E-ISSN: 2550-0066 Format The file format, physical medium, or dimensions of the resource PDF Language A language of the resource English Type The nature or genre of the resource Text Coverage The spatial or temporal topic of the resource, the spatial applicability of the resource, or the jurisdiction under which the resource is relevant Jurnal Ekonomi Bisnis dan Kewirausahaan (JEBIK) Univ. Tanjungpura 2022 entrepreneurial mindset entrepreneurship skills. social cognitive theory https://repository.horizon.ac.id/files/original/d44006178d33a99d330181ead693ca27.pdf 7b536eecab4f8ce3e6abe2c1096ec936 Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Vol. 11 No. 2 (2022) Text A resource consisting primarily of words for reading. Examples include books, letters, dissertations, poems, newspapers, articles, archives of mailing lists. Note that facsimiles or images of texts are still of the genre Text. Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource ADAPTATION OF THE STATE UNIVERSITY-LEGAL ENTITY’S EMPLOYEES ON WORK PATTERN CHANGES DURING COVID-19 PANDEMIC Subject The topic of the resource education supporting staff, performance, SEM-PLS, work engagement Description An account of the resource The COVID-19 pandemic phenomenon is causing increased stimulus to digital acceleration, and organizational work patterns change, thus creating a new work way for X University employees. Human resources management should keep on striving to retain employees as an essential asset. The purpose of this research is to analyze supporting factors and strategize to improve the adaptability of the education supporting staff of X University in changing situations as a result of the COVID-19 pandemic. The number of respondents who filled in the online questionnaire and were selected by using a purposive sampling method was 297 respondents. The data analysis tool used in this study is Structural Equation Modeling-Partial Least Square (SEM-PLS). The research found that engaging leadership, human resources management practice and job demands had no direct effect on work engagement. Job resources and personal resources had a direct effect on work engagement. Engaging leadership, human resources management practice, job demands, and job resources had no direct effect on performance. Personal resources and work engagement had a direct effect on performance. Work engagement was able to become a mediator for job resources and personal resources towards performance. Creator An entity primarily responsible for making the resource Weko Heryanto, Anggraini Sukmawati, Aida Vitayala Sjafri Source A related resource from which the described resource is derived DOI: http://dx.doi.org/10.26418/jebik.v11i2.54441 Publisher An entity responsible for making the resource available Univ. Tanjungpura Date A point or period of time associated with an event in the lifecycle of the resource 31-08-2022 Contributor An entity responsible for making contributions to the resource Sri Wahyuni Rights Information about rights held in and over the resource 31-08-2022 Format The file format, physical medium, or dimensions of the resource PDF Language A language of the resource English Type The nature or genre of the resource Text Coverage The spatial or temporal topic of the resource, the spatial applicability of the resource, or the jurisdiction under which the resource is relevant Jurnal Ekonomi Bisnis dan Kewirausahaan (JEBIK) Univ. Tanjungpura 2022 education supporting staff Performance SEM-PLS work engagemen