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                  <text>Vol 8, No 2 (2024) IJEBAR, VOL. 08 ISSUE 02, JUNE 2024</text>
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                <text>ISLAMIC ECONOMIC REVIEW ON THE IMPLEMENTATION OF MUDHARABAH&#13;
MUTHLAQOH AGREEMENTS IN INDONESIAN HAJJ SAVINGS PRODUCTS AT BSI&#13;
(BANK SYARIAH INDONESIA) M. KHOLIL BANGKALAN BRANCH</text>
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                <text>Mudharabah Muthlaqoh, Hajj Savings, Islamic Economics</text>
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                <text>The research with the title "Islamic Economic Overview of the Implementation of&#13;
Mudharabah Muthlaqoh Agreements in Indonesian Hajj Savings Products at BSI&#13;
(Bank Syariah Indonesia) M. Kholil Bangkalan Branch" has the aim of finding out&#13;
how the contracts contained in Hajj savings products at BSI Bangkalan are&#13;
implemented which will later be analyzed with Islamic economic theory. In this&#13;
research, descriptive research is applied using a qualitative approach, and the&#13;
method used to collect data is in the form of interviews and documentation, the data&#13;
analysis method applies descriptive qualitative analysis. The results of the research&#13;
show that in accordance with the pillars and conditions, namely for people who&#13;
carry out contracts, namely capital owners and capital managers, it is implied that&#13;
they must be competent to act. Mudarabah is absolute, capital owners do not bind&#13;
property managers to trade in certain countries, trade certain goods and at certain&#13;
times. The capital or goods handed over are in the form of cash which acts as a&#13;
transaction tool in a country. It has been implemented well and in accordance with&#13;
existing administration. The profits obtained are only intended for the party entering&#13;
into the agreement. The percentage distribution of profits that will belong to the&#13;
manager and capital owners must be clear according to the agreement, for example&#13;
half, one third, or one quarter. Ijab and kabul are carried out with clear and implied&#13;
shi'gat accompanied by stating the distribution of profits firmly and clearly. If it is&#13;
not stated clearly then the contract is invalid. This has also been stated in the&#13;
agreement file which was agreed at the beginning when carrying out transactions at&#13;
BSI Bangkalan between the customer and BSI. So overall the requirements in Islamic&#13;
economics regarding the implementation of mudharabah contracts have been&#13;
implemented well. So the researcher can conclude that BSI Bangkalan is in&#13;
accordance with Islamic economics in implementing the mudharabah muthlaqoh&#13;
agreement on Hajj savings products.</text>
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                <text>Yusuf Pandu Rasidi1) Dony Burhan Noor Hasan2)</text>
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                <text>STUDENTS' PERCEPTIONS AND MOTIVATIONS OF URBAN AGRIPRENEURSHIP INTERESTS</text>
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                <text>This study aims to: Analyze students' perceptions and motivations towards urban Agripreneurship interests. The population in the study is active students of the Agribusiness Study Program, Faculty of Agriculture, UPN "Veteran" Jawa Timur. The sample was selected using a multistage random sampling method with a total of 100 respondents including students in semester 6 and 8. This research uses the SEM-PLS method with the help of Smart-PLS software. The results of this study show: Students have a positive perception, high motivation, and high interest in urban Agripreneurship in the city of Surabaya. This shows that there is great potential for the development and strengthening of urban agripreneurship in the academic environment and the wider community. Agripreneurship has significant potential to drive economic development, transform the agricultural sector, and promote rural livelihoods.</text>
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                <text>Andika Kyo Putra1, Syarif Imam Hidayat2*, Pawana Nur Indah3</text>
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                <text>product quality, price, E-WOM, and customer loyalty.</text>
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                <text>This study aims to determine the influence of product quality, price, and E-WOM on customer loyalty at Nama Baik Café Surabaya. Design/methodology/approach – The population used is all café visitors in Surabaya, the number of which is unknown. This research uses a non-probability sampling method and purposive sampling technique. The required criteria are consumers of Nama Baik Café in Surabaya who have made a minimum of 2 transactions, aged between 21 and 50 years old, and have an Instagram account. Online questionnaires distributed to 150 respondents and the data was processed using SPSS 20 program. Findings – The results of the research analysis are, it is found that all the variables studied influenced customer loyalty significantly, either partially or simultaneously.</text>
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                <text>Aubrey Azriel1, J.E Sutanto2</text>
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                <text>THE INFLUENCE OF PROFESSIONALISM, DISCIPLINE AND RELIABILITY ON&#13;
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                <text>Correctional Institutions, Discipline, Employee Performance, Professionalism,&#13;
Reliability</text>
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                <text>This research aims to examine the influence of professionalism, discipline and&#13;
reliability on employee performance. This research is a quantitative research using&#13;
a saturated sample of all administrative officers at the Pamekasan Class II A&#13;
Narcotics Correctional Institution, a total of 37 people. The results of the&#13;
questionnaire distributed via Google Form were processed using the SPSS 25.0&#13;
program. The research results are as follows: reliability has a significant effect on&#13;
employee performance, while professionalism and discipline have an insignificant&#13;
effect. And simultaneously professionalism, discipline and reliability have a&#13;
significant effect on employee performance. This research aims to fill the gap by&#13;
examining the relationship between professionalism, discipline and reliability and&#13;
employee performance in correctional institutions. Thus, it is hoped that this&#13;
research can provide a more comprehensive understanding of the factors that&#13;
influence employee performance in correctional institutions and provide a&#13;
significant contribution to the development of knowledge in the field of human&#13;
resource management.</text>
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                <text>THE INFLUENCE OF K3, WORKLOAD AND WORK ENVIRONMENT ON&#13;
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                <text>This research aims to examine the influence of K3, workload and work environment&#13;
on employee performance through job satisfaction. This research is a quantitative&#13;
research using a saturated sample of all employees at PT Varia Usaha Beton&#13;
Gempol Pasuruan Area, East Java, Indonesia are 69 people. The results of the&#13;
questionnaire distributed via Google Form were processed using the SPSS 25.0&#13;
program. The research results are as follows: K3 has a significant effect on job&#13;
satisfaction and employee performance, Workload and work environment have no&#13;
significant effect on job satisfaction and employee performance, Job satisfaction has&#13;
a significant effect on employee performance, but job satisfaction does not mediate&#13;
K3, workload and work environment on employee performance. This research aims&#13;
to fill the gap by examining the relationship between K3, workload, work&#13;
environment, job satisfaction and employee performance. Thus, it is hoped that this&#13;
research can provide a more comprehensive understanding of the factors that&#13;
influence employee performance at PT Varia Usaha Beton and provide a significant&#13;
contribution to the development of knowledge in the field of human resource&#13;
management.</text>
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                <text>profit sharing, islamic banking, potential loss, mudharabah, musyarakah, covid-19</text>
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                <text>Common problem with Islamic bank in Indonesia is the rate of return from financing business activities. Profit sharing financing is a type of business activity that still requires certainty in the distribution of profits and risks. The aim of this research is to conduct a different test analysis of potential loss for Islamic Bank in Indonesia from profit-sharing financing business activities during and after the Covid-19 pandemic. This research method uses a quantitative approach with a population of 14 Sharia Commercial Banks as the research sample. Saturated samples are used as a research sampling technique considering the small population size. The data analysis technique used in this research is Paired Sample t-test with Jamovi as an analysis tool. Findings of this research show that there is significant difference in potential losses in profit sharing financing during and after the Covid-19 pandemic with a tendency to be greater after the Covid-19 pandemic.</text>
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                <text>MSMEs development needs to be carried out because it is related to their contribution to the national economy. The development of MSMEs cannot be separated from indicators of increasing income, the addition of various types of businesses, and larger business scales. Of course, it is related to problems, capital, quality of human resources, and the mentality of business actors in running the business. The aim of this research is to analyze the development of MSMEs through capital issues, quality of human resources and the mentality of business actors so that consistency in research results can be found so that they can be used as a basis for developing MSMEs in general. The sampling technique in this research used accidental sampling. The data collection technique uses a survey via questionnaire with 100 respondents divided according to the proportion of the number of MSMEs in each region. Analysis uses Path as data analysis with Smart-PLS as the analysis tool. The findings of this research show that capital and the quality of human resources influence the development of MSMEs, while the mentality of business actors has no influence on the development of MSMEs.</text>
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                <text>Anis Lelimawarti1*, Moh. Afrizal Miradji2, Soffia Pudji Estiasih3</text>
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                <text>THE INFLUENCE OF PRODUCT QUALITY, PRICE, AND SERVICE QUALITY ON PURCHASING DECISIONS FOR SALAD WRAP AT CRUNCHÄUS SURABAYA</text>
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                <text>Crunchaus is a business engaged in food and beverages with healthy food products cooked without oil with the flagship product of salad wrap which was established in 2017. Crunchaus has a total of ten outlets in Surabaya and three outlets in Jakarta. Based on the testimonials of consumers who visited Crunchaus Surabaya on Google Reviews, there are various problems related to the lack of quality of the products provided, the price of products that are called expensive, and the lack of service quality. The purpose of this study was to determine the effect of product quality, price, and service quality on purchasing decisions for salad wraps at Crunchaus Surabaya. The method in this research is descriptive quantitative, with multiple linear regression analysis using the Stastical Program for Social Science (SPSS). Data collection in this study used a research instrument in the form of a Google Form with a sample size of 210 respondents who are Crunchaus Surabaya consumers with the criteria of having purchased salad wrap at Crunchaus Surabaya at least once in the period 2023- 2024 and domiciled in Surabaya. The independent variables in this study are product quality (X1), price (X2), and service quality (X3). The dependent variable in this study is the purchase decision (Y) This study shows that product quality, price, and service quality have a significant and positive influence on purchasing decisions of Crunchaus Surabaya consumers.</text>
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                <text>THE INFLUENCE OF PRICE, PRODUCT QUALITY AND BRAND IMAGE ON INTEREST IN REPURCHASING KING BANANA FAN MEDAN IGOR IN MAKASSAR</text>
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            <name>Subject</name>
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                <text>Brand image, price, product quality, repurchase interest</text>
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                <text>The aim of this research is to determine the influence of price, product quality and brand image on interest in repurchasing fan bananas at Raja Banana Fan Medan in Igor’s. The population used in this research were people who had purchased Medan fan fried bananas in Makassar with a sample of 120 people, so the sampling technique used was purposive sampling technique. Data collection was carried out using an online research instrument (Google Form) using a Likert scale. The independent variables studied include price, product quality and brand image, as well as the dependent variable repurchase interest. Researchers processed the data using IBM SPSS 25 software to test the proposed hypothesis. The results of multiple linear regression analysis show that the three independent variables have a significant positive effect on repurchase intention both simultaneously and partially, so that the fourth hypothesis is accepted. The results of this research imply the importance of price adjustments, improving product quality and brand image on repurchase interest in Raja Pisang Goreng Fan in Makassar.</text>
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            <name>Creator</name>
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                <text>Tasya Tjiadinegoro1, J.E Sutanto2</text>
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            <name>Source</name>
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                <text>https://jurnal.stie-aas.ac.id/index.php/IJEBAR</text>
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                <text>2024-06-06</text>
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                <text>PERI IRAWAN</text>
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                <text>ENGLISH</text>
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