4 10 67 https://repository.horizon.ac.id/files/original/8763cb1fad9556e1a67fe83dca0d6ad9.pdf 5a48c75c5424c7730a699abe7a1432c6 Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Vol 7, No 3 (2023) IJEBAR, VOL. 07 ISSUE 03, SEPTEMBER 2023 Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource DETERMINANTS OF NON-PERFORMING LOANS (NPL) IN BANKING COMPANIES LISTED ON THE INDONESIA STOCK EXCHANGE Subject The topic of the resource Non-Performing Loans, Loan Deposit Ratio, Capital Adequacy Ratio, and Inflation Description An account of the resource This study aims to analyze the factors that influence non-performing loans in banking companies listed on the Indonesian stock exchange. The population in this study are banking companies on the Indonesia Stock Exchange for the period 2018 - 2022 with a total of 150 companies with a total sample of 30 companies. The sampling technique was purposive sampling. The data collection technique uses documentation from financial reports published on the IDX's official website, namely.idx.co.id.The analysis used is multiple linear regression analysis with panel data. The results of this study indicate that the loan-to-deposit ratio have a significant positive effect on non-performing loans, and capital adequacy ratio have a significant negative effect on non-performing loans, and inflation have no effect on non-performing loans. Creator An entity primarily responsible for making the resource Rani Safitri1, Isni Andriana2, Sulastri3 Source A related resource from which the described resource is derived https://jurnal.stie-aas.ac.id/index.php/IJEBAR Date A point or period of time associated with an event in the lifecycle of the resource 2023 Contributor An entity responsible for making contributions to the resource peri irawan Format The file format, physical medium, or dimensions of the resource pdf Language A language of the resource english Type The nature or genre of the resource text https://repository.horizon.ac.id/files/original/9485b2dfbe88de3351fb4b16ee413399.pdf 206535a161149707fb1fa991eebc4e78 Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Vol 7, No 3 (2023) IJEBAR, VOL. 07 ISSUE 03, SEPTEMBER 2023 Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource THE EFFECT OF GENDER ON TAX LITERACY Subject The topic of the resource gender; literacy; taxes Description An account of the resource The research have duty to empirically examine the factors of gender differences in the understanding of tax study literacy. The method is a quantitative method using SPSS based on the results of Quiziz online. The analysis technique of samples used simple regression analysis and different test. The sample data uses management study program students. The results obtained are gender significant to the level of tax literacy. The Gender Men are better at tax literacy than women. The benefit is scientific development in the field of tax literacy and differences in understanding, especially taxes, between men and women, which is often called gender. Creator An entity primarily responsible for making the resource Sri Hermuningsih*1, Pristin Prima Sari2, Anisya Dewi Rahmawati3 Source A related resource from which the described resource is derived https://jurnal.stie-aas.ac.id/index.php/IJEBAR Date A point or period of time associated with an event in the lifecycle of the resource 2023 Contributor An entity responsible for making contributions to the resource peri irawan Format The file format, physical medium, or dimensions of the resource pdf Language A language of the resource english Type The nature or genre of the resource text https://repository.horizon.ac.id/files/original/638a64942ff8bff14b0bf00386d9818e.pdf 1f4883fdab74a28bd8d9645e5dd18699 Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Vol 7, No 3 (2023) IJEBAR, VOL. 07 ISSUE 03, SEPTEMBER 2023 Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource PRODUCT DEVELOPMENT TO INCREASE CONSUMER BUYING INTEREST BASED ON CONSUMER REFERENCES (Batik Industry Center Masaran Sragen) Subject The topic of the resource development, product, batik, interest, purchasing, consumers. Description An account of the resource Product development research, aims to identify and analyze the attributes of batik fabric products developed and expected consumer desires based on marketingmix. The results of the research as input for product development for batik MSMEs, development of the attributes of batik fabric products of interest to consumers. The research used an exploratory method through a sample of 100 consumers who had purchased batik fabric products at the Masaran Sragen batik MSMEs. Data collection methods are through questionnaires, interviews to respondents and surveys, interviews, direct observation with MSMEs. Data analysis uses conjoint and Structural Equation Modeling (SEM) analysis. Based on the analysis that batik fabric products are in demand by consumers characterized by: (1) product variables: (a) fabric material made of cotton fabric; (b) features modern-traditional combination motifs; (c) fabric size 110 cm x 240 cm; (d) combination batik, written and stamped; (2) price variables: (a) selling price between Rp. 150,000, - to Rp. 200. 000 per piece; (b) cash payment system; (c) giving discounts when purchasing; (3) promotion variables: (a) advertisements on social media/internet, marketing personnel and signboards; (b) sold in stores/boutiques and online shops; (c) actively participating in events; (4) distribution variables; (a) sold in stores in all districts/cities in Indonesia; (b) timely delivery; (c) sales through stores and online. Creator An entity primarily responsible for making the resource Adcharina Pratiwi1, Fadjar Hari Murti2, Agus Marimin3 Source A related resource from which the described resource is derived https://jurnal.stie-aas.ac.id/index.php/IJEBAR Date A point or period of time associated with an event in the lifecycle of the resource 2023 Contributor An entity responsible for making contributions to the resource peri irawan Format The file format, physical medium, or dimensions of the resource pdf Language A language of the resource english Type The nature or genre of the resource text https://repository.horizon.ac.id/files/original/01c47249617dd129205f01380e9fd756.pdf a5fb1d1114b3b56b8194739c81d29a39 Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Vol 7, No 3 (2023) IJEBAR, VOL. 07 ISSUE 03, SEPTEMBER 2023 Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource FACTORS AFFECTING NON-PERFORMING LOANS PT. BPR ARTO MORO SEMARANG Subject The topic of the resource Debtor Character, Business Conditions, Managerial Capabilities, Bad Loans Description An account of the resource Credit is a high-risk business activity in which uncollectible credit occurs for various reasons. Many debtors who pay credit must pay attention to the provisions of interest rates, time periods, and several provisions that make debtors object to paying their credit. The purpose of this study is to determine three factors from debtors that cause problem loans to become bad loans. Three debtor factors that cause bad credit are debtor character, business conditions (most BKK debtors are MSME entrepreneurs from small to large scale), and managerial ability (in managing their own business). This type of research is explanatory research with a total sample of 51 respondents to customers of PT. BPR Arto Moro Semarang, located in Semarang, has experienced bad credit from 2018-2022. The results showed that only Business Conditions were accepted, and had a positive effect of 10.354 and a sig value > 0.05. Meanwhile, Managerial Character and Ability have no influence and significance on Bad Debt. It is recommended for the bank to do more internal analysis of prospective borrowers in providing credit financing. Researching the current and future conditions of the debtor's business, as well as paying attention to the debtor's managerial ability in running the business or business. Creator An entity primarily responsible for making the resource Darmawan1, Arini Novandalina2, Tossy Aryanto3 Source A related resource from which the described resource is derived https://jurnal.stie-aas.ac.id/index.php/IJEBAR Date A point or period of time associated with an event in the lifecycle of the resource 2023 Contributor An entity responsible for making contributions to the resource peri irawan Format The file format, physical medium, or dimensions of the resource pdf Language A language of the resource english Type The nature or genre of the resource text https://repository.horizon.ac.id/files/original/1d5bb494a5df7ef195fece3f010676cc.pdf 230d460a4660dab21cf143cd0d4088c5 Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Vol 7, No 3 (2023) IJEBAR, VOL. 07 ISSUE 03, SEPTEMBER 2023 Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource FACTORS AFFECTING ASSETS UTILIZATION COMPANIES ON THE INDONESIA STOCK EXCHANGE Subject The topic of the resource asset utilization; institutional ownership; leverage policy; asset structure; agency conflict Description An account of the resource Transactions that indicate tunneling can impact business performance. Therefore, the tunneling that occurs in the use of assets must be properly controlled. Therefore, this research focuses on knowing the factors that influence the use of assets. The number of samples studied was 136 companies listed on the Indonesia Stock Exchange. The results revealed that institutional ownership has a significant and positive effect on asset utilization at a significance level of 0.10. Moreover, quadratic institutional ownership on asset use has a significant and negative effect at a significance level of 0.10. The leverage policy has a significant and negative effect at the 0.01 level on asset utilization. Moreover, the quadratic leverage policy has a significant and positive effect at a significance level of 0.10 on asset utilization. On the other hand, asset structure has a significant and positive influence on asset utilization at the 0.05 level. Keywords: asset utilization; Institutional ownership; leverage policy; asset structure, agency conflict. Creator An entity primarily responsible for making the resource Christian Herdinata Source A related resource from which the described resource is derived https://jurnal.stie-aas.ac.id/index.php/IJEBAR Date A point or period of time associated with an event in the lifecycle of the resource 2023 Contributor An entity responsible for making contributions to the resource peri irawan Format The file format, physical medium, or dimensions of the resource pdf Language A language of the resource english Type The nature or genre of the resource text https://repository.horizon.ac.id/files/original/4f5a0f2f9e5f275851868d5ce37757d4.pdf a8135e74b457920701fc6cefa7c9b508 Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Vol 7, No 3 (2023) IJEBAR, VOL. 07 ISSUE 03, SEPTEMBER 2023 Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource IMPROVING SHIP PASSENGER SATISFACTION BASED ON TICKET PRICE POLICIES AND CUSTOMER RELATIONSHIP MANAGEMENT THROUGH SERVICE QUALITY Subject The topic of the resource Ticket price policies, customer relationship management, service quality, passenger satisfaction, ship. Description An account of the resource Customer satisfaction is essential and determines the company's success, including customer loyalty, profitability, sales, and business performance. Therefore, this research focuses on efforts to reveal the effect of ticket price policies and customer relationship management (CRM) on passenger satisfaction by mediating service quality. The research used a survey method with a sample of 100 passengers of the Pioneer Ship of KM Belt Nusantara 76. The research instrument used to collect data was a questionnaire in the form of a Likert scale, and the results were analyzed using path analysis processed with Smart-PLS 4 software. The results show that ticket price policies, CRM, and service quality directly affect passenger satisfaction, ticket price policies and CRM directly affect service quality, and service quality significantly mediates the indirect effect of ticket price policies and CRM on passenger satisfaction. This evidence produces an empirical model about the effect of ticket price policies and CRM on ship passenger satisfaction through service quality. It not only provides a theoretical contribution to the development of transportation management science, particularly marketing management related to ticket pricing policies, CRM, service quality, and customer satisfaction, but also provides practical implications for shipping companies that manage pioneer ships, especially KM Sabuk Nusantara 76. Therefore, this empirical model can be used for discussion among academics, researchers, and practitioners before being adapted or adopted to increase passenger satisfaction in the future. Creator An entity primarily responsible for making the resource Ninoy Octavianes1*, Asep Suparman2, Zaenal Abidin3 Source A related resource from which the described resource is derived https://jurnal.stie-aas.ac.id/index.php/IJEBAR Date A point or period of time associated with an event in the lifecycle of the resource 2023-09-08 Contributor An entity responsible for making contributions to the resource peri irawan Format The file format, physical medium, or dimensions of the resource pdf Language A language of the resource english Type The nature or genre of the resource text https://repository.horizon.ac.id/files/original/5573df00479d7812e026d77bd93aba68.pdf 99ac135bc3dcd5fdebd95c0960c9680d Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Vol 7, No 3 (2023) IJEBAR, VOL. 07 ISSUE 03, SEPTEMBER 2023 Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource THE INFLUENCE OF CAPITAL ADEQUACY, NON-PERFORMING FINANCING, LIQUIDITY, AND OPERATIONAL EFFICIENCY ON PROFITABILITY OF ISLAMIC BANKS Subject The topic of the resource Islamic Bank, Finance, Return. Description An account of the resource The measure of profitability in the banking industry that is used in general is Return on Equity (ROE) and Return on Assets (ROA). In this case, the profit proxy used is Return on Assets (ROA) because ROA focuses on the company's ability to earn profits in its operations, while ROE only measures the return from the investment sector of the company owner in the business. In this study, we will see how the effect of capital adequacy will be proxied by the Capital Adequacy Ratio (CAR), Problem Financing which will be proxied by the Non Performing Financing (NPF), Liquidity which will be proxied by the Financing to Deposit Ratio (FDR) and Operational Efficiency which will be proxied by the ratio of Operational Expenses to Operational Income (BOPO). The results of the study show that there is a influence of variable independent (CAR, NPF, FDR, BOPO) simultaneously on variables dependent it (ROA). Partially only the CAR variable which shows a significant positive positive effect and BOPO which shows a significant negative effect on profitability (ROA). While the other two variables, namely NPF and FDR, have no significant effect on profitability (ROA). Creator An entity primarily responsible for making the resource Muhammad Roihan Source A related resource from which the described resource is derived https://jurnal.stie-aas.ac.id/index.php/IJEBAR Date A point or period of time associated with an event in the lifecycle of the resource 2023-09-08 Contributor An entity responsible for making contributions to the resource peri irawan Format The file format, physical medium, or dimensions of the resource pdf Language A language of the resource english Type The nature or genre of the resource text https://repository.horizon.ac.id/files/original/4e9e6ff900dc1cbbb564051d2284ab89.pdf f7cb82addb08e552bc657875034e6997 Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Vol 7, No 3 (2023) IJEBAR, VOL. 07 ISSUE 03, SEPTEMBER 2023 Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource BOARD GENDER DIVERSITY AND DIVIDEND POLICY IN INDONESIA: IMPACT OF OWNERSHIP STRUCTURE Subject The topic of the resource Gender Diversity, Commissioner Board, Director Board, Dividend, Agency Theory Description An account of the resource Gender diversity in the corporate boards can determine dividend policy. The objective of this research is to conduct empirical test over the effect of gender diversity in commissioner and director boards on dividend policy with institutional ownership as moderation variable. Research sample is the companies listed at Indonesia Stock Exchange on period 2018-2022 and paying cash dividend. Data analysis is done using SEM-PLS with computer application of WarpPLS 8.0. The result of research shows that the positive effect of diversity gender in commissioner board on dividend policy is determined by institutional ownership. Gender diversity in director board has positive effect on dividend policy without moderation of institutional ownership. In general, these results are consistent to the agency theory that states that dividend payout can reduce agency problem. Creator An entity primarily responsible for making the resource Mohamad Nur Utomo1*, Kaujan Kaujan2, Adi Sutrisno 3, Rahmi Nur Islami4 Source A related resource from which the described resource is derived https://jurnal.stie-aas.ac.id/index.php/IJEBAR Date A point or period of time associated with an event in the lifecycle of the resource 2023-09-08 Contributor An entity responsible for making contributions to the resource peri irawan Format The file format, physical medium, or dimensions of the resource pdf Language A language of the resource english Type The nature or genre of the resource text https://repository.horizon.ac.id/files/original/c57a843ba43982eeb60608649aebefa3.pdf f364f04eb822857316bd135372a40de4 Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Vol 7, No 3 (2023) IJEBAR, VOL. 07 ISSUE 03, SEPTEMBER 2023 Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource EXPLORING DISTRIBUTION DYNAMICS IN JIMPITAN CULTURE Subject The topic of the resource Jimpitan, Islamic, Distribution Description An account of the resource Jimpitan is a traditional practice in Java where a pinch of rice is collected from a crowd and distributed to those in need. It is a form of social capital that can be used as an economic distribution system in society. This study tries to analyze the Jimpitan culture as a social capital that can be used as a system of economic distribution in society. It also aims to examine whether the Jimpitan system can be applied as an instrument for the distribution of Islamic economics. This analysis suggests that the distribution system does not have to depend solely on the government, but can be initiated by the community themselves. The Jimpitan culture reinforces the culture of gotong-royong, which is a social activity characteristic of Indonesians, especially in Java. It fosters a sense of togetherness and can be a valuable source in the distribution of economic resources. It can also be applied as an instrument for the distribution of Islamic economics, such as Zakat, Infaq, Waqf, and Sadaqah. These instruments are based on the Islamic principle of social justice and aim to alleviate socio-economic problems. The Jimpitan culture promoting the values of togetherness and mutual cooperation, which are inherent in both Javanese philosophy and Islamic teachings Creator An entity primarily responsible for making the resource Aditya Pratama Source A related resource from which the described resource is derived https://jurnal.stie-aas.ac.id/index.php/IJEBAR Date A point or period of time associated with an event in the lifecycle of the resource 2023-09-08 Contributor An entity responsible for making contributions to the resource peri irawan Format The file format, physical medium, or dimensions of the resource pdf Language A language of the resource english Type The nature or genre of the resource text https://repository.horizon.ac.id/files/original/c34945d5287d2d13f6c58c3e4b987bb8.pdf 52f826e90328e6ea0d758d20a634e7b4 Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Vol 7, No 3 (2023) IJEBAR, VOL. 07 ISSUE 03, SEPTEMBER 2023 Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource CATALYSTS OF WORD-OF-MOUTH BEHAVIOR: EXPLORING THE IMPACT OF SERVICE QUALITY, BRAND IMAGE, AND STUDENT COMMITMENT AT UNIVERSITAS PUTRA INDONESIA 'YPTK' PADANG Subject The topic of the resource Service, Quality, Word-of-Mouth, Brand, Comitment Description An account of the resource This study aims to assess the concurrent and partial effects of Service Quality, Brand Image, and Student Commitment on Word of Mouth (WOM) behavior within the context of Universitas Putra Indonesia “YPTK” Padang. Data was collected through a survey employing questionnaires distributed to a sample of 100 respondents. Utilizing multiple regression analysis and correlation techniques, the research findings indicate that Service Quality, Brand Image, and Student Commitment collectively contribute to the prediction of Word of Mouth behavior. Individually, each factor also demonstrates significant influence on WOM behavior, as demonstrated by the computed t-values exceeding the critical t-values at a significance level (α) of less than 0.05. The outcomes of the simultaneous hypothesis test (F-test) further underscore that the combined influence of Service Quality, Brand Image, and Student Commitment significantly affects WOM behavior. This is evident from the calculated F-value surpassing the critical F-value, with a significance level of less than 0.05. In conclusion, the research substantiates the substantive influence of Service Quality, Brand Image, and Student Commitment on Word of Mouth behavior within the milieu of Universitas Putra Indonesia “YPTK” Padang. Furthermore, these factors collectively account for a considerable proportion of the observed WOM behavior, as illuminated by the coefficient of determination Creator An entity primarily responsible for making the resource Wahyu Juari Setiawan Source A related resource from which the described resource is derived https://jurnal.stie-aas.ac.id/index.php/IJEBAR Date A point or period of time associated with an event in the lifecycle of the resource 2023-09-08 Contributor An entity responsible for making contributions to the resource peri irawan Format The file format, physical medium, or dimensions of the resource pdf Language A language of the resource english Type The nature or genre of the resource text