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                  <text>VOL 6, NO  2 2022</text>
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                <text>AN EMPIRICAL STUDY OF THE EFFECTS OF CAPITAL STRUCTURE, LIQUIDITY, GROWTH OPPORTUNITY, AND COMPANY SIZE ON THE PROFITABILITY OF FINANCIAL SECTOR SERVICE COMPANIES AT FINANCING INSTITUTIONS LISTED ON THE INDONESIA STOCK EXCHANGE</text>
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                <text>Capital Structure, Liquidity, Growth Opportunity, Company Size, Profitability</text>
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                <text>The study was carried out with the aim of examining the effect of capital structure, liquidity, growth opportunity, and company size on the profitability of financial institutions listed on the Indonesia Stock Exchange from 2016 to 2020. This study's sample consisted of ten companies chosen using the target sampling method. Using the E-Views 10 software, multiple linear regression analysis was used to analyze the relationship between the independent factors and the dependent variable. The findings revealed that capital structure and liquidity had no effect on profitability, whereas growth opportunity and company size had a significant effect. The research's limitations include the limited number of data units and the inclusion with only financial sector enterprises in the financial institutions sub-sector. This study reflects investors and business management in making financial decisions based on the variables examined.</text>
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                <text>Anita Widyawati*, Etty Soesilowati</text>
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                <text>https://jurnal.stie-aas.ac.id/index.php/IJEBAR</text>
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                  <text>VOL 6, NO  2 2022</text>
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                <text>ANALYSIS OF DIFFERENCES IN FINANCIAL PERFORMANCE OF DOMESTIC&#13;
BANKS BEFORE AND AFTER ACQUISITIONS BY BANKS&#13;
FROM JAPAN AND KOREA</text>
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                <text>Net Profit Margin, Return on Assets, Debt to Equity Ratio, Capital Adequacy&#13;
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                <text>This research aims to determine the acquisition of the financial performance of&#13;
Korean Banks and Japanese Banks in Indonesia before and after the acquisition.&#13;
This research is carried out on companies in the banking industry originating&#13;
from Japan and Korea and making acquisitions in Indonesia that have been&#13;
allowed by OJK to operate. The population of this study is Domestic Banks&#13;
which were acquired by banking companies from Japan and Korea which&#13;
operated after acquiring other local companies between 2003 and 2016 with a&#13;
total of 6 companies. The sampling technique was carried out by non-probability&#13;
sampling. The data analysis technique used in this study is descriptive statistics,&#13;
normality test, while the mean difference test used is paired sample t-test. The&#13;
results of this research illustrate that there are differences in NPM before and&#13;
after the acquisition. Further, there is no difference in ROA, DER, CAR and&#13;
LDR before and after the acquisition</text>
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                <text>Richard Ferdinand Rimbing</text>
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                <text>https://jurnal.stie-aas.ac.id/index.php/IJEBAR</text>
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                <text>ANALYSIS OF FACTORS AFFECTING INTEREST IN SAVING IN ISLAMIC BANK: KNOWLEDGE, SOCIAL ENVIRONMENT AND PSYCHOLOGICAL FACTORS</text>
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                <text>interest in saving, knowledge, social and phsycological environments</text>
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                <text>Lack of knowledge of prospective customers about the ins and outs of the Islamic bank system has an impact on changes in interest in saving, which initially intended to save in Islamic banks changed to conventional banks. So far, prospective customers think that saving at conventional banks is simpler than Islamic banks, because Islamic banks themselves prioritize the halal of all transactions carried out and keep away from the name of the usury system. This is what causes the change in the mindset of prospective customers in making decisions about determining where he will raise funds. This study aims to see the extent of the influence of knowledge, social and psychological environment of students on saving interest in Islamic banks. The method in collecting data in this study was through distributing questionnaires to Al Muayyad Islamic Boarding School graduates. The results of this study indicate that knowledge, social and psychological factors together have a significant effect on students' interest in saving in Islamic banks, partial results indicate that knowledge and psychology have a significant effect, while the social environment has no significant effect.</text>
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                <text>Iin Emy Prastiwi1), Muhammad Naufal Zuhdi2</text>
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                <text>ANALYSIS OF STUDENTS’ SATISFACTION ON THE QUALITY OF ATM SERVICES AT BANK SYARIAH INDONESIA IN JAMBI CITY</text>
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                <text>Satisfaction, Quality, Automatic Teller Machine (ATM) services provided</text>
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                <text>This study aims to determine the extent of student satisfaction in Islamic Banking Faculty of Economics and Islamic Business UIN Sultan Thaha Saifuddin Jambi on the quality of Automatic Teller Machine (ATM) services provided by Sharia Bank of Indonesia (Bank Syariah Indonesia) in Jambi City by looking at the influence of the dimensions of physical evidence, reliability, responsiveness, assurance, and empathy. The approach in this research is a quantitative method using multiple linear regression analysis with a sample of students of the Islamic Banking Study Program who are active users of Automatic Teller Machine (ATM) services. The results showed that of the five dimensions of service quality measurement, it was found that three dimensions, namely physical evidence, reliability, and assurance, had a positive and significant effect on student satisfaction, while the responsiveness dimension had a negative effect and the empathy dimension did not affect student satisfaction.</text>
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                <text>Ahmad Syahrizal1, Anik2, Pijai3</text>
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                <text>ANALYSIS OF THE INFLUENCE OF ASSET QUALITY, LIQUIDITY, AND CAPITAL ON PROFITABILITY&#13;
(Empirical Study on Islamic Commercial Banks&#13;
2015-2019 period)</text>
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                <text>Non Performing Financing, Financing To Deposit Ratio, Capital Adequacy Ratio, Return On Assets.</text>
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                <text>This study is to analyze whether there is an effect of Asset Quality, Liquidity, and Capital on Profitability. Objects taken for this research are Islamic Commercial Banks whose financial reports can be accessed and viewed by each official website of Islamic banks registered with the Financial Services Authority (OJK) for the period 2015 to 2019. This study uses 6 Islamic commercial banks with sample selection using purposive sampling method. The results of this study indicate that Asset Quality has a negative regression coefficient and a significant value smaller than alpha, so it can be said that Asset Quality has a significant effect on profitability. Meanwhile, liquidity has a negative regression coefficient with a significant value greater than alpha, so it can be said that liquidity has no significant effect on profitability.</text>
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                <text>Addys Aldizar 1) Vepy Agustina</text>
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                <text>Through the mediation of innovative capability, this study intends to determine the degree and direction of the influence of knowledge management and work environment on the performance of Pokdarwis in the village of Kerangan. Quantitative research was used in this study. In this study, the population and sample were 35 persons in the village of Keranggan who were aware of tourism. Questionnaire-based data collection methods. PLS-SEM is used in the analysis tool. The findings show that the ability to innovate has a strong mediating effect on the relationship between knowledge management and performance, as well as the relationship between performance and the work environment. With the addition of innovation capability, the impact of total knowledge management on performance and the work environment on performance will grow. Pokdarwis performance is influenced by knowledge management and the work environment. This last goal can be realized by a modern management approach that promotes long-term village development activities, as evidenced by increased production, the development of a large base of devoted tourists, and long-term improvements. One type of change necessitates enhancing organizational competence by providing additional dynamic capacities such as the ability to innovate, expand managerial expertise, and create a positive work environment where good performance can be achieved and maintained. village tourism, innovation capability, work environment, knowledge management</text>
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            <name>Source</name>
            <description>A related resource from which the described resource is derived</description>
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                <text>https://jurnal.stie-aas.ac.id/index.php/IJEBAR</text>
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            <name>Date</name>
            <description>A point or period of time associated with an event in the lifecycle of the resource</description>
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            <description>An entity responsible for making contributions to the resource</description>
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                <text>peri irawan</text>
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            <description>The file format, physical medium, or dimensions of the resource</description>
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            <description>A language of the resource</description>
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                <text>english</text>
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            <name>Type</name>
            <description>The nature or genre of the resource</description>
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                <text>text</text>
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