Jurnal Keuangan dan Perbankan Universitas Merdeka Malang
The Role of Locus of Control as a Mediation of Financial Literacy and Financial Inclusion on The Financial Performance of MSMEs
Dublin Core
Title
Jurnal Keuangan dan Perbankan Universitas Merdeka Malang
The Role of Locus of Control as a Mediation of Financial Literacy and Financial Inclusion on The Financial Performance of MSMEs
The Role of Locus of Control as a Mediation of Financial Literacy and Financial Inclusion on The Financial Performance of MSMEs
Subject
Literacy; Inclusion; Financial Performance
Description
This study examines the relationship between financial literacy and financial inclusion of MSMEs' financial performance in Buleleng Regency, where the locus of control variables are intervening variables. This phenomenon is essential to be studied given the condition of the performance of MSMEs in the Buleleng Regency, which is not optimal, and the importance of the MSME sector to improve the national economy. This research was
conducted using quantitative methods and data analysis techniques using SEM (Structural Equation Modeling) with the PLS (Partial Least Square) method. The processed sample is 100 UKM samples with the Slovin formula determined by the random sampling technique. The test results show that the locus of control can intervene variables between financial literacy and financial inclusion of MSME's financial performance in Buleleng Regency with a positive and significant influence. These results
reinforce that the Locus of Control has an mportant role in supporting the influence between financial literacy and financial inclusion on the financial performance of MSMEs in the Buleleng Regency.
conducted using quantitative methods and data analysis techniques using SEM (Structural Equation Modeling) with the PLS (Partial Least Square) method. The processed sample is 100 UKM samples with the Slovin formula determined by the random sampling technique. The test results show that the locus of control can intervene variables between financial literacy and financial inclusion of MSME's financial performance in Buleleng Regency with a positive and significant influence. These results
reinforce that the Locus of Control has an mportant role in supporting the influence between financial literacy and financial inclusion on the financial performance of MSMEs in the Buleleng Regency.
Creator
Ni Wayan Novi Budiasni, Ni Made Sri Ayuni
Source
DOI: 10.26905/jkdp.v26i2.6846
Publisher
Universitas Merdeka Malang
Date
April 2022
Contributor
Sri Wahyuni
Rights
ISSN: 2443-2687 (Online) ISSN: 1410-8089 (Print)
Format
PDF
Language
English
Type
Text
Coverage
Jurnal Keuangan dan Perbankan Universitas Merdeka Malang
Files
Collection
Citation
Ni Wayan Novi Budiasni, Ni Made Sri Ayuni, “Jurnal Keuangan dan Perbankan Universitas Merdeka Malang
The Role of Locus of Control as a Mediation of Financial Literacy and Financial Inclusion on The Financial Performance of MSMEs,” Repository Horizon University Indonesia, accessed December 22, 2024, https://repository.horizon.ac.id/items/show/4840.
The Role of Locus of Control as a Mediation of Financial Literacy and Financial Inclusion on The Financial Performance of MSMEs,” Repository Horizon University Indonesia, accessed December 22, 2024, https://repository.horizon.ac.id/items/show/4840.