Jurnal Keuangan dan Perbankan Universitas Merdeka Malang
Does Islamic Financial Inclusion Matter for Household Financial Well Being?

Jurnal Keuangan dan Perbankan Universitas Merdeka Malang
Does Islamic Financial Inclusion Matter for Household Financial Well Being?

Islamic financial inclusion; Household Financial Well Being

This study aims to analyze the effect of islamic financial inclusion on financial well being by measuring the relationship between eachdimension or the construction of research variables. The data was collected from 100 households using the services of Islamic financial institutions in Indonesia. Analysis of the structural equation model–partial least square (SEM-PLS) was conducted to analyze the relationship between variables and test a series of hypotheses. The results showed that access had a significant effect on financial satisfaction, financial safety and household financial worries. Dimensions and
construction usage have a positive effect on financial satisfied, financial safety and household emergency funds. Meanwhile, construction quality has an effect on household financial safety. This study will determine the policy makers of the Islamic financial sector in planning services and improving access, quality and usage of Islamic financial services. This research will also increase household knowledge about household financial
management.

Ambas Hamida, Muhammad Nur Alam Muhajir, Sukran, Muni Paulus

DOI: 10.26905/jkdp.v27i1.8659

Universitas Merdeka Malang

January 2023

Sri Wahyuni

ISSN: 2443-2687 (Online) ISSN: 1410-8089 (Print)

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Jurnal Keuangan dan Perbankan Universitas Merdeka Malang