Jurnal Keuangan dan Perbankan Universitas Merdeka Malang
Does Banking Waiver Help SMEs to Survive during the Pandemic? The Role of Innovative Financial Practices
Dublin Core
Title
Jurnal Keuangan dan Perbankan Universitas Merdeka Malang
Does Banking Waiver Help SMEs to Survive during the Pandemic? The Role of Innovative Financial Practices
Does Banking Waiver Help SMEs to Survive during the Pandemic? The Role of Innovative Financial Practices
Subject
Banking Waivers; Covid-19 pandemic; Policy-Related Factors; SMEs, Sustainable Performance.
Description
This research aims to examine the effect of policy-related factors in the form of banking waivers on the sustainable financial performance and survival-recovery of SMEs during the Covid-19 Pandemic. Besides, this research also highlighted whether the innovative financial practice has a mediating effect on the relationship between sustainable financial
performance and the survival recovery of SMEs. The third edition of SMARTPLS software was used for the PLS-SEM analysis of the data. Purposive sampling was used to choose and collect samples using predetermined criteria implemented online and offline. A total of 1026 SMEs who met the eligibility criteria participated in the survey. Most respondents are based in the West Java Province of Indonesia, spread over several cities. The findings
show that banking waivers provided by the Indonesian government positively affect the
sustainable financial performance of SMEs, which in the end help them to survive and recover their business during the pandemic crisis. The innovative financial practices by SMEs have also proven to strengthen the positive effect of sustainable financial performance on their survival-recovery amid the pandemic crisis.
performance and the survival recovery of SMEs. The third edition of SMARTPLS software was used for the PLS-SEM analysis of the data. Purposive sampling was used to choose and collect samples using predetermined criteria implemented online and offline. A total of 1026 SMEs who met the eligibility criteria participated in the survey. Most respondents are based in the West Java Province of Indonesia, spread over several cities. The findings
show that banking waivers provided by the Indonesian government positively affect the
sustainable financial performance of SMEs, which in the end help them to survive and recover their business during the pandemic crisis. The innovative financial practices by SMEs have also proven to strengthen the positive effect of sustainable financial performance on their survival-recovery amid the pandemic crisis.
Creator
Kurniawan
Source
DOI: 10.26905/jkdp.v27i1.9593
Publisher
Universitas Merdeka Malang
Date
January 2023
Contributor
Sri Wahyuni
Rights
ISSN: 2443-2687 (Online) ISSN: 1410-8089 (Print)
Format
PDF
Language
English
Type
Text
Coverage
Jurnal Keuangan dan Perbankan Universitas Merdeka Malang
Files
Collection
Citation
Kurniawan
, “Jurnal Keuangan dan Perbankan Universitas Merdeka Malang
Does Banking Waiver Help SMEs to Survive during the Pandemic? The Role of Innovative Financial Practices,” Repository Horizon University Indonesia, accessed November 21, 2024, https://repository.horizon.ac.id/items/show/4886.
Does Banking Waiver Help SMEs to Survive during the Pandemic? The Role of Innovative Financial Practices,” Repository Horizon University Indonesia, accessed November 21, 2024, https://repository.horizon.ac.id/items/show/4886.