Analysis Relates to The Role of Premium Income, ClaimExpenses, Investment Result and Risk Based Capital(RBC)Against the General Insurance Companies' Profits Income(CaseStudyonGeneralInsuranceWhichRegisteredinTheIndonesia Stock Exchange

Analysis Relates to The Role of Premium Income, ClaimExpenses, Investment Result and Risk Based Capital(RBC)Against the General Insurance Companies' Profits Income(CaseStudyonGeneralInsuranceWhichRegisteredinTheIndonesia Stock Exchange

Premium Income, Claim Expense, Investment Return, Risk Based Capital, Profits

The research purposes were to analyze the effect of Premium Income, Claim Expenses,Investment Results, Risk Based Capital (RBC) towards Income profits in the General InsuranceIndustry. PremiumIncome, Claims Expenses,Investment Returns, andRisk Based Capital (RBC)are oftenusedasindependentvariableswhichare thoughttohave an impacttowards companyprofits that could be measured by ROA as a dependent variable. This research was conducted ongeneral insurance companies that registered on the Indonesia Stock Exchange during the period of2012 until 2018. The data was obtained through accessing the Indonesia Stock Exchange website.The research sample was selected by Saturated Sampling method where the entire population wasincludedasasample,sotherewouldbe7insurancecompaniesthatregisteredontheIDXduringthat period 2012-2018, namely 49 data which were available used in this research. The analyticaltechnique used in this research was multiple regression analysis. And the results from this researchindicate that Premium Income had no affect towards profit income, Claim Expenses had no affecttowardsprofitincome,InvestmentReturnhadasignificantpositiveaffectonprofitsincomeandRisk Based Capital had a significant positive affect towards General Insurance Companies thatregisteredon theIndonesia Stock Exchange

Markonah Markonah

https://dinastipub.org/DIJEFA/article/view/856/553

Perbanas Institute

05 May 2021

Markonah Markonah

PDF

English

Text