The Role of Knowledge and Penetration of Fintech Services in Improving MSMEs of Fishermen and Marine Farmers in Remote Small Islands Region
Dublin Core
Title
The Role of Knowledge and Penetration of Fintech Services in Improving MSMEs of Fishermen and Marine Farmers in Remote Small Islands Region
Subject
Fintech, Fisheries, MSMEs, Small islands,
Description
Objective: This study aims to investigate the impact of knowledge and current penetration of fintech services on the overall performance of micro, small, and medium-sized enterprises (MSMEs), which in this case were fishermen and marine farmers.
Design/Methods/Approach: This study utilized data from nine fishing villages with two hundred respondents. The data was collected using a questionnaire base on the technique of purposive sampling and then analyzed using SmartPLS and path analysis.
Findings: Knowledge had direct and indirect positive and significant effects on the overall managerial performance of fishermen and marine farmers. In addition, the user experience might increase the rapid adoption of Fintech, improving the performance of MSMEs in small island regions.
Originality: This study highlights the importance of fintech knowledge for increasing the uptake and impact of Fintech among MSMEs in remote small island areas, which has escaped the attention of scientific research.
Practical/Policy implication: Given the results, more effort is needed to increase the knowledge of MSMEs in small islands region regarding services and risk to increase the participation of MSMEs in Fintech.
Design/Methods/Approach: This study utilized data from nine fishing villages with two hundred respondents. The data was collected using a questionnaire base on the technique of purposive sampling and then analyzed using SmartPLS and path analysis.
Findings: Knowledge had direct and indirect positive and significant effects on the overall managerial performance of fishermen and marine farmers. In addition, the user experience might increase the rapid adoption of Fintech, improving the performance of MSMEs in small island regions.
Originality: This study highlights the importance of fintech knowledge for increasing the uptake and impact of Fintech among MSMEs in remote small island areas, which has escaped the attention of scientific research.
Practical/Policy implication: Given the results, more effort is needed to increase the knowledge of MSMEs in small islands region regarding services and risk to increase the participation of MSMEs in Fintech.
Creator
*Frischilla Pentury
Source
https://e-journal.unair.ac.id/jmtt
Date
April 3, 2023
Contributor
PERI IRAWAN
Format
PDF
Language
ENGLISH
Type
TEXT
Files
Collection
Citation
*Frischilla Pentury, “The Role of Knowledge and Penetration of Fintech Services in Improving MSMEs of Fishermen and Marine Farmers in Remote Small Islands Region,” Repository Horizon University Indonesia, accessed April 19, 2025, https://repository.horizon.ac.id/items/show/5620.