PENGARUH PERSEPSI KEMUDAHAN, PERSEPSI MANFAAT, DAN PERSEPSI KEAMANAN TERHADAP MINAT MENGGUNAKAN MOBILE-BANKING DI ERA PANDEMI COVID-19 (KASUS DI PROVINSI DAERAH ISTIMEWA YOGYAKARTA)

PENGARUH PERSEPSI KEMUDAHAN, PERSEPSI MANFAAT, DAN PERSEPSI KEAMANAN TERHADAP MINAT MENGGUNAKAN MOBILE-BANKING DI ERA PANDEMI COVID-19 (KASUS DI PROVINSI DAERAH ISTIMEWA YOGYAKARTA)

perception of benefits, security, perception of ease, use of mobile banking

This study aims to examine the effect of perceptions of ease, perception of benefits, and security of interest in using mobile banking in the people of the Special Region of Yogyakarta in the Covid-19 pandemic era. This study also examines the moderating role of security perceptions on the effect of perception of ease on interest in using mobile banking in the people of the Special Region of Yogyakarta in the Covid-19 pandemic era. The research data was obtained using a questionnaire to 105 respondents using the purposive sampling method. Analysis of the data using multiple linear regression analysis and analysis of moderation
test using the Macro Process SPSS Hayes. The results of this study found empirical evidence that the perception of security and the perception of benefits had a positive effect on the interest in using mobile banking in the people of the Special Region of Yogyakarta in the Covid-19 pandemic era. However, this study did not find empirical evidence that the perception of ease has a positive effect on the interest in using mobile banking in the people of the Special Region of Yogyakarta in the era of the Covid-19 pandemic. Perception also does not moderate the perceived security of ease of interest in using mobile banking among the people
of the Special Region of Yogyakarta in the era of the
Covid-19 pandemic.

Stefani, Algifari

http://jam.stieykpn.ac.id/index.php/jam/issue/view/142

STIE YKPN Yogyakarta

April 2022

Sri Wahyuni

P ISSN 2621-7031
E ISSN 2621-704X

PDF

Indonesian

Text

Jurnal Akuntansi dan Manajemen STIE YKPN Yogyakarta 2022