RESOLVING FINANCING PROBLEMS WITH RESTRUCTURING OF MURABAHAH
FINANCING DURING THE COVID-19 PANDEMIC AT PT. SUMUT BANK
(SHARIAH BUSINESS UNIT)
Dublin Core
Title
RESOLVING FINANCING PROBLEMS WITH RESTRUCTURING OF MURABAHAH
FINANCING DURING THE COVID-19 PANDEMIC AT PT. SUMUT BANK
(SHARIAH BUSINESS UNIT)
FINANCING DURING THE COVID-19 PANDEMIC AT PT. SUMUT BANK
(SHARIAH BUSINESS UNIT)
Subject
Problematic Financing, Restructuring, Murabahah Financing, Covid 19
Description
This research aims to analyze howresolving problematic financing by
restructuring murabahah financing during the Covid-19 pandemic at PT. Bank
Sumut (Sharia Business Unit).This research uses a qualitative type of research
with a case study approach using data collection techniques through observation
and interviews with related parties from Bank Sumut. The results of the research
show that the practice of restructuring murabahah financing at Bank Sumut is
carried out as an effort to rescue problematic financing. When viewed from
POJK, especially POJK 48, the implementation of restructuring shows several
important points that banks must pay attention to. Bank Sumut has guidelines for
determining debtors affected by COVID-19. Apart from that, the restructuring
implementation takes into account the MUI DSN Fatwa No. 47,48,49, regarding
the resolution of problematic murabahah financing, the absence of additional
costs and contract conversion
restructuring murabahah financing during the Covid-19 pandemic at PT. Bank
Sumut (Sharia Business Unit).This research uses a qualitative type of research
with a case study approach using data collection techniques through observation
and interviews with related parties from Bank Sumut. The results of the research
show that the practice of restructuring murabahah financing at Bank Sumut is
carried out as an effort to rescue problematic financing. When viewed from
POJK, especially POJK 48, the implementation of restructuring shows several
important points that banks must pay attention to. Bank Sumut has guidelines for
determining debtors affected by COVID-19. Apart from that, the restructuring
implementation takes into account the MUI DSN Fatwa No. 47,48,49, regarding
the resolution of problematic murabahah financing, the absence of additional
costs and contract conversion
Creator
Muhammad Aris Fadillah1, Tuti Anggraini2, Nurul Inayah3
Source
https://jurnal.stie-aas.ac.id/index.php/IJEBAR
Date
2024
Contributor
PERI IRAWAN
Format
PDF
Language
ENGLISH
Type
TEXT
Files
Citation
Muhammad Aris Fadillah1, Tuti Anggraini2, Nurul Inayah3, “RESOLVING FINANCING PROBLEMS WITH RESTRUCTURING OF MURABAHAH
FINANCING DURING THE COVID-19 PANDEMIC AT PT. SUMUT BANK
(SHARIAH BUSINESS UNIT),” Repository Horizon University Indonesia, accessed April 21, 2025, https://repository.horizon.ac.id/items/show/7179.
FINANCING DURING THE COVID-19 PANDEMIC AT PT. SUMUT BANK
(SHARIAH BUSINESS UNIT),” Repository Horizon University Indonesia, accessed April 21, 2025, https://repository.horizon.ac.id/items/show/7179.