TheInfluenceofFinancialTechnologyonSavingBehavior Through Self-Control as a Mediator in Generation Z

TheInfluenceofFinancialTechnologyonSavingBehavior Through Self-Control as a Mediator in Generation Z

FinancialTechnology;Self-Control;SavingBehavior

This research aims to test and analyze the influence of financial technology on saving behavior with self-control as a mediating variable in Generation Z. Developments in financial technology influence the way Generation Z manages their finances. This research uses a quantitative descriptive method by collecting data through online questionnaires and using400GenerationZrespondentsinWestJava.StructuralEquationModelingPartialLeast Squares (SEM-PLS) was used as an analysis method in this research. The research results show that financial technology has a positive effect on saving behavior, financial technology has a positive effect on self-control, self-control has a positive effect on saving behavior, and self-control has a positive effect in the mediation of financial technology on saving behavior

IndahWidyaningrum1,GustiEnggarParadita2,PermataDianPratiwi3

https://dinastipub.org/DIJEFA/article/view/2625/1731

UniversitasParamadina

18 May2024

indah.widyaningrum@students.paramadina.ac.id

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