The Effect of Fintech Loans on Income Inequality in Indonesia

Dublin Core

Title

The Effect of Fintech Loans on Income Inequality in Indonesia

Subject

FinTech loans, income inequality, economic growth, open unemployment rate, two-step SYS-GMM

Description

This study aims to analyze the impact of FinTech loans on income inequality in Indonesia. The data utilized comprises 34 provinces in Indonesia with quarterly frequencies from 2019 to 2022. The use of provincial-level panel data enables subgroup analysis and differentiation based on FinTech loan levels for comparison purposes. The Two Step System Generalized Method of Moments (SYS-GMM) method is employed to address research questions and test the proposed hypotheses. Estimation results reveal thatFinTech loans have a positive and significant impact on income inequality in Indonesia. Subgroup province analysis also indicates similar outcomes, with a greater influence observed in provinces with higher levels of FinTech loans

Creator

Dtania Saputri1*, Fery Andrianus2

Source

https://dinastipub.org/DIJEFA/article/view/3051/1997

Publisher

Universitas Andalas

Date

08August 2024

Contributor

dtaniasaputri0@gmail.com

Format

PDF

Language

English

Type

Text

Files

Collection

Citation

Dtania Saputri1*, Fery Andrianus2, “The Effect of Fintech Loans on Income Inequality in Indonesia,” Repository Horizon University Indonesia, accessed May 14, 2025, https://repository.horizon.ac.id/items/show/6185.