FACTORS INFLUENCING FINANCIAL PERFORMANCE ON BANKING
COMPANIES IN INDONESIA: DOES FINANCIAL TECHNOLOGY MATTER?
Dublin Core
Title
FACTORS INFLUENCING FINANCIAL PERFORMANCE ON BANKING
COMPANIES IN INDONESIA: DOES FINANCIAL TECHNOLOGY MATTER?
COMPANIES IN INDONESIA: DOES FINANCIAL TECHNOLOGY MATTER?
Subject
Company Size, Liquidity, Dividend Policy, Financial Technology, Financial
Performance.
Performance.
Description
This study aimed to examine the effect of company size, liquidity, and dividend
policy on financial performance, using financial technology as a moderating
variable and leverage as a control variable. The population of this study is
conventional banking sector companies registered with the Indonesian Financial
Services Authority (OJK) from 2019 to 2022. The sample collection method uses a
purposive sampling technique. The number of samples obtained was 91
companies, with 137 observations. This study utilized the Fixed Effect Regression
Model based on the preliminary test result for panel data regression. The results
showed that liquidity and financial technology significantly positively affect
financial performance. Company size and dividend policy have a negative effect
on financial performance. The application of financial technology by conventional
Indonesian banks can strengthen the influence of the positive relationship between
firm size, liquidity, and dividend policy on financial performance. Based on this
research, it is necessary to maintain an optimal level of liquidity and adopt
financial technology to improve the company's financial performance. The easier
and safer the financial technology the company uses will further affect the level of
company performance.
policy on financial performance, using financial technology as a moderating
variable and leverage as a control variable. The population of this study is
conventional banking sector companies registered with the Indonesian Financial
Services Authority (OJK) from 2019 to 2022. The sample collection method uses a
purposive sampling technique. The number of samples obtained was 91
companies, with 137 observations. This study utilized the Fixed Effect Regression
Model based on the preliminary test result for panel data regression. The results
showed that liquidity and financial technology significantly positively affect
financial performance. Company size and dividend policy have a negative effect
on financial performance. The application of financial technology by conventional
Indonesian banks can strengthen the influence of the positive relationship between
firm size, liquidity, and dividend policy on financial performance. Based on this
research, it is necessary to maintain an optimal level of liquidity and adopt
financial technology to improve the company's financial performance. The easier
and safer the financial technology the company uses will further affect the level of
company performance.
Creator
Hakimatuz Zahra1, Maulida Nurul Innayah2*, Naelati Tubastuvi3,
Yudhistira Pradhipta Aryoko
Yudhistira Pradhipta Aryoko
Source
https://jurnal.stie-aas.ac.id/index.php/IJEBAR
Contributor
PERI IRAWAN
Format
PDF
Language
ENGLISH
Type
TEXT
Files
Citation
Hakimatuz Zahra1, Maulida Nurul Innayah2*, Naelati Tubastuvi3,
Yudhistira Pradhipta Aryoko, “FACTORS INFLUENCING FINANCIAL PERFORMANCE ON BANKING
COMPANIES IN INDONESIA: DOES FINANCIAL TECHNOLOGY MATTER?,” Repository Horizon University Indonesia, accessed April 21, 2025, https://repository.horizon.ac.id/items/show/6951.
COMPANIES IN INDONESIA: DOES FINANCIAL TECHNOLOGY MATTER?,” Repository Horizon University Indonesia, accessed April 21, 2025, https://repository.horizon.ac.id/items/show/6951.