INFORMATION TECHNOLOGY LITERACY AND INTENTION TO USE FINTECH IN
MICRO BUSINESS ENTERPRISE: THE MODERATING ROLE
OF PERCEIVED SECURITY
Dublin Core
Title
INFORMATION TECHNOLOGY LITERACY AND INTENTION TO USE FINTECH IN
MICRO BUSINESS ENTERPRISE: THE MODERATING ROLE
OF PERCEIVED SECURITY
MICRO BUSINESS ENTERPRISE: THE MODERATING ROLE
OF PERCEIVED SECURITY
Subject
Information technology literacy, Intension to use, Financial technology, Perceived
security.
security.
Description
The Fintech phenomenon is the delivery of financial products and services via the
synthesis of technological platforms and innovative business models. Intention to use
Fintech for business processes largely remains unexplored in the context of Micro
Small and Medium Enterprise (MSME). Responden of this study are 130 owner of
MSMEs in Palembang city, one of the provincial capitals in Indonesia. Data was
collected with questionair using a field survey. The method applied for data analysis
was partial least squares structural equation modeling (PLS-SEM). The result show
that technology literacy are not associated with and intention to use fintech.
However, other result confirm that perceived security has a moderating effect on the
relation between technology literacy and intention to use fintech. This is consistent
with the argument that small business owner assess the security of fintech firm taking
into account in adopting fintech services.
synthesis of technological platforms and innovative business models. Intention to use
Fintech for business processes largely remains unexplored in the context of Micro
Small and Medium Enterprise (MSME). Responden of this study are 130 owner of
MSMEs in Palembang city, one of the provincial capitals in Indonesia. Data was
collected with questionair using a field survey. The method applied for data analysis
was partial least squares structural equation modeling (PLS-SEM). The result show
that technology literacy are not associated with and intention to use fintech.
However, other result confirm that perceived security has a moderating effect on the
relation between technology literacy and intention to use fintech. This is consistent
with the argument that small business owner assess the security of fintech firm taking
into account in adopting fintech services.
Creator
M. Y. Dedi Haryanto,1 Sarsiti2
Source
https://jurnal.stie-aas.ac.id/index.php/IJEBAR
Date
2024
Contributor
PERI IRAWAN
Format
PDF
Language
ENGLISH
Type
TEXT
Files
Citation
M. Y. Dedi Haryanto,1 Sarsiti2, “INFORMATION TECHNOLOGY LITERACY AND INTENTION TO USE FINTECH IN
MICRO BUSINESS ENTERPRISE: THE MODERATING ROLE
OF PERCEIVED SECURITY,” Repository Horizon University Indonesia, accessed March 13, 2025, https://repository.horizon.ac.id/items/show/6974.
MICRO BUSINESS ENTERPRISE: THE MODERATING ROLE
OF PERCEIVED SECURITY,” Repository Horizon University Indonesia, accessed March 13, 2025, https://repository.horizon.ac.id/items/show/6974.