ISLAMIC ECONOMIC REVIEW ON THE IMPLEMENTATION OF MUDHARABAH
MUTHLAQOH AGREEMENTS IN INDONESIAN HAJJ SAVINGS PRODUCTS AT BSI
(BANK SYARIAH INDONESIA) M. KHOLIL BANGKALAN BRANCH
Dublin Core
Title
ISLAMIC ECONOMIC REVIEW ON THE IMPLEMENTATION OF MUDHARABAH
MUTHLAQOH AGREEMENTS IN INDONESIAN HAJJ SAVINGS PRODUCTS AT BSI
(BANK SYARIAH INDONESIA) M. KHOLIL BANGKALAN BRANCH
MUTHLAQOH AGREEMENTS IN INDONESIAN HAJJ SAVINGS PRODUCTS AT BSI
(BANK SYARIAH INDONESIA) M. KHOLIL BANGKALAN BRANCH
Subject
Mudharabah Muthlaqoh, Hajj Savings, Islamic Economics
Description
The research with the title "Islamic Economic Overview of the Implementation of
Mudharabah Muthlaqoh Agreements in Indonesian Hajj Savings Products at BSI
(Bank Syariah Indonesia) M. Kholil Bangkalan Branch" has the aim of finding out
how the contracts contained in Hajj savings products at BSI Bangkalan are
implemented which will later be analyzed with Islamic economic theory. In this
research, descriptive research is applied using a qualitative approach, and the
method used to collect data is in the form of interviews and documentation, the data
analysis method applies descriptive qualitative analysis. The results of the research
show that in accordance with the pillars and conditions, namely for people who
carry out contracts, namely capital owners and capital managers, it is implied that
they must be competent to act. Mudarabah is absolute, capital owners do not bind
property managers to trade in certain countries, trade certain goods and at certain
times. The capital or goods handed over are in the form of cash which acts as a
transaction tool in a country. It has been implemented well and in accordance with
existing administration. The profits obtained are only intended for the party entering
into the agreement. The percentage distribution of profits that will belong to the
manager and capital owners must be clear according to the agreement, for example
half, one third, or one quarter. Ijab and kabul are carried out with clear and implied
shi'gat accompanied by stating the distribution of profits firmly and clearly. If it is
not stated clearly then the contract is invalid. This has also been stated in the
agreement file which was agreed at the beginning when carrying out transactions at
BSI Bangkalan between the customer and BSI. So overall the requirements in Islamic
economics regarding the implementation of mudharabah contracts have been
implemented well. So the researcher can conclude that BSI Bangkalan is in
accordance with Islamic economics in implementing the mudharabah muthlaqoh
agreement on Hajj savings products.
Mudharabah Muthlaqoh Agreements in Indonesian Hajj Savings Products at BSI
(Bank Syariah Indonesia) M. Kholil Bangkalan Branch" has the aim of finding out
how the contracts contained in Hajj savings products at BSI Bangkalan are
implemented which will later be analyzed with Islamic economic theory. In this
research, descriptive research is applied using a qualitative approach, and the
method used to collect data is in the form of interviews and documentation, the data
analysis method applies descriptive qualitative analysis. The results of the research
show that in accordance with the pillars and conditions, namely for people who
carry out contracts, namely capital owners and capital managers, it is implied that
they must be competent to act. Mudarabah is absolute, capital owners do not bind
property managers to trade in certain countries, trade certain goods and at certain
times. The capital or goods handed over are in the form of cash which acts as a
transaction tool in a country. It has been implemented well and in accordance with
existing administration. The profits obtained are only intended for the party entering
into the agreement. The percentage distribution of profits that will belong to the
manager and capital owners must be clear according to the agreement, for example
half, one third, or one quarter. Ijab and kabul are carried out with clear and implied
shi'gat accompanied by stating the distribution of profits firmly and clearly. If it is
not stated clearly then the contract is invalid. This has also been stated in the
agreement file which was agreed at the beginning when carrying out transactions at
BSI Bangkalan between the customer and BSI. So overall the requirements in Islamic
economics regarding the implementation of mudharabah contracts have been
implemented well. So the researcher can conclude that BSI Bangkalan is in
accordance with Islamic economics in implementing the mudharabah muthlaqoh
agreement on Hajj savings products.
Creator
Yusuf Pandu Rasidi1) Dony Burhan Noor Hasan2)
Source
https://jurnal.stie-aas.ac.id/index.php/IJEBAR
Date
2024
Contributor
PERI IRAWAN
Format
PDF
Language
ENGLISH
Type
TEXT
Files
Citation
Yusuf Pandu Rasidi1) Dony Burhan Noor Hasan2), “ISLAMIC ECONOMIC REVIEW ON THE IMPLEMENTATION OF MUDHARABAH
MUTHLAQOH AGREEMENTS IN INDONESIAN HAJJ SAVINGS PRODUCTS AT BSI
(BANK SYARIAH INDONESIA) M. KHOLIL BANGKALAN BRANCH,” Repository Horizon University Indonesia, accessed April 29, 2025, https://repository.horizon.ac.id/items/show/6996.
MUTHLAQOH AGREEMENTS IN INDONESIAN HAJJ SAVINGS PRODUCTS AT BSI
(BANK SYARIAH INDONESIA) M. KHOLIL BANGKALAN BRANCH,” Repository Horizon University Indonesia, accessed April 29, 2025, https://repository.horizon.ac.id/items/show/6996.